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Personal

Free checking that can earn you dividends.

Ascend Checking, a free checking account that pays you dividends. Earn 3.50% APY1 on balances up to $15,000 by meeting three monthly requirements, enroll in eStatements, make 20 debit card purchases, and have at least one monthly direct deposit of more than $250.


Elevate Your Finances

Reward Yourself with our Premier Rewards Mastercard 

Are you looking for a credit card with rewards? Get 1.5% unlimited cash back on purchases2, plus take advantage of 0% APR on new purchases for six months3. Or maybe you want a credit card with a low interest rate, no annual fee4 or cash advance fee5. We've got you covered, whether it's rewards or a lower interest rate. 

P1FCU Credit Cards

Our Saving Accounts can help you move towards financial success.

We know you work hard for your money, and that's why we want to give you a safe place to keep it. We offer multiple options that will make it easy for you to access your savings and see the dividends add up.

Choose An Account

If you are looking to refinance or for your forever home, we have a loan solution. 

Whether you're looking for your first home, build or purchase the house of your dreams, refinance, or use your home's equity for an expense or a project, our team of experts has the resources and loan options to make the process as simple and easy as possible.

Apply Now


Financing for the things you need.

Ready to hit the beautiful Northwest in an ATV or camp in style with a new travel trailer? Maybe you have your eye on a car or truck or just working to build or restore your credit. We have the lines of credit or loans complete with competitive rates to help our members realize their financial goals.

Apply for a Loan



check out our rates

Personal financial freedom starts with great rates to build your economic foundation on.

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The process of opening a new account online was super easy, even for someone like me that has marginal computer skills.

p1fcu member

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Easiest loan application process ever. Great people behind it all. Not to mention the most competitive rates in the region. Top notch.

P1FCU Member

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Super friendly atmosphere. Greeted as soon as I entered warmly and friendly. Treated as a valued member.

P1FCU member

1 APY is Annual Percentage Yield. Qualifiers to earn interest on Ascend Checking must be enrolled in eStatements with a valid email and have a minimum of 20 posted debit card transactions on your Ascend Checking account, excluding transactions at the ATMs and one monthly direct deposit of more than $250. Requirements are calculated for each month. If the account requirements are not met, the rate will be 0.00% APY. No minimum balance is required to earn APY. Fees may reduce earnings. APY accurate as of 03/01/23. Insured by NCUA..
 
2 1.5% Cash Back Rewards: Valid on net purchases (less credits, returns and adjustments) of goods and services made with a P1FCU Premier Rewards Mastercard. Cash back earned will be applied as a statement credit after an eligible purchase is made. Cash advances, fees and interest charges do not qualify to earn cash back. Account must be open and in good standing at the time the purchase is made and the statement credit is applied. 

3 Introductory rate of 0% Annual Percentage Rate (APR) for 6 months on purchases after your Premier Rewards Mastercard account opens. After the introductory period ends, the APR for unpaid purchase balance and any new purchases will be  16.50%-18.00% based on creditworthiness. APR is effective 07/01/2023 and will vary with the market based on the Prime Rate.
 
4 Annual Fee: None.
 
5 Cash Advance Fee: None.