Personal

Sometimes in life unexpected expenses can arise when we aren’t prepared such as the need for a new appliance. Or it may be time to take that long awaited vacation. It may be time for P1FCU signature loan.

No collateral is necessary with a P1FCU signature loan. These loans are personalized to meet your needs, and in most cases the quickest loan possible for whatever you need. Creditworthiness determines the price of your loan.

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SIGNATURE UNSECURED

Term APR*
Up to 60 Month Term as low as 8.90%**
Maximum Term: 60 Months  
  • Line of Credit  

    Overdraft Protection Loan Line of Credit (ODP)
    P1FCU ODP line of credit loans guard your good credit in the event your debit account should become overdrawn. Automatic transfers to your debit account will occur in the event of non-sufficient funds (NSF) in your debit account thus avoiding costly fees and the embarrassment of having a check returned NSF. The Annual Percentage Rate (APR) depends on your individual credit history.

    Don't have a debit account?
    No problem, use as your personal line of credit and draw off it as you need with no debit account required!