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The right financing to position your business for success.

Your big plans benefit from our business loans.

When you're ready for the next step in your company's growth, partner with P1FCU. You'll tap into specialized loan programs designed to meet your immediate needs and help you plan for the future. Whether it's a loan or line of credit, you'll get funding quickly through our simple process, local decision-making and competitive rates that keep your bottom line in mind.

Revolving Lines of Credit

Open a line you can access anytime with advance rates of up to 80% of eligible accounts receivable, inventory and equipment.

Commercial Real Estate Purchases & Refinance

Add to your property holdings or refinance existing commercial real estate loans with loan-to-value ratios up to 80%. Various terms are available, up to 10 years, with amortization periods up to 25 years.

Commercial Construction

When your plans require expansion from the ground up, lock in a great rate with this loan. Loan-to-value ratios can be up to 80% with loan maturities typically lasting one year.

Equipment & Vehicle Loans

Expand your fleet or purchase new equipment with this financing plan. Loan-to-value ratios can be up to 100% with terms of five to seven years, depending on the useful economic life of the equipment or vehicle purchased.

Working Capital Loans

Infuse your business with working capital you need today by tapping into the equity of your fixed assets. Loan-to-value ratios can be up to 80% of eligible equipment.

Business Premier Rewards Credit Card

Reward your business with our business credit card. Apply online today!

To get started click the button below. Download a complete list of documents to bring to your appointment.

A woman working behind a cafe register, helping customers.


Letting your customers pay the way they want.

We’ll introduce you to a wide range of point-of-sale solutions that can help reduce costs, increase sales, and build customer satisfaction.