Credit Union Commercial and Business Loans
Whether you are managing cash flow, purchasing equipment, expanding your facilities, or investing in commercial property, P1FCU offers business financing for a range of operational and growth needs. Explore available commercial loan options and connect with a P1FCU Business Services specialist to discuss the financing structure that may fit your business.
Revolving Lines of Credit
Open a line you can access anytime with advance rates of up to 80% of eligible accounts receivable, inventory and equipment.
Commercial Real Estate Purchases & Refinance
Add to your property holdings or refinance existing commercial real estate loans with loan-to-value ratios up to 80%. Various terms are available, up to 10 years, with amortization periods up to 25 years.
Commercial Construction
When your plans require expansion from the ground up, lock in a great rate with this loan. Loan-to-value ratios can be up to 80% with loan maturities typically lasting one year.
Equipment & Vehicle Loans
Expand your fleet or purchase new equipment with this financing plan. Loan-to-value ratios can be up to 100% with terms of five to seven years, depending on the useful economic life of the equipment or vehicle purchased.
Working Capital Loans
Infuse your business with working capital you need today by tapping into the equity of your fixed assets. Loan-to-value ratios can be up to 80% of eligible equipment.
Business Premier Rewards Credit Card
Reward your business with our business credit card. Apply online today!
Click Apply Now to create an account and start your application. Download a complete list of documents to bring to your appointment.