Need cash in a hurry?
CashPlease is an Easy Way to Manage Your Short-Term Cash Needs.
When life throws you a curveball, and you need easy access to cash, there's no need to pay high-interest rates on payday loans. CashPlease is a convenient short term loan without a credit pull, just pay $15 to apply online.
- Save big on interest and fees!
- Cash in your account in 24 hours or less
- Easy online access and management
- Comfort of working with P1FCU
To be eligible for CashPlease, you must have a P1FCU Checking Account that has been open and active for at least 90 days, and you must be opted-in for Overdraft Protection.

What is CashPlease at P1FCU?
CashPlease is a short-term loan from P1FCU for members who need cash quickly, offered as a lower-cost alternative to payday loans. There is no credit pull, the application costs $15 online, and funds reach your P1FCU account in 24 hours or less. You can apply for and manage your loan all online.
Who is eligible for a CashPlease loan?
To qualify for CashPlease, you need to have a P1FCU checking account that has been open and active for at least 90 days. You must be opted in to Overdraft Protection. If you meet both requirements, you can start your application online. Members who need a different option can contact P1FCU or visit a branch.
How much can I borrow with CashPlease?
You can borrow up to $1,500 with a P1FCU CashPlease loan. You apply online for a $15 fee, there is no credit pull, and the money lands in your P1FCU account in 24 hours or less. To qualify, your checking account must be open and active for at least 90 days.
Does CashPlease check my credit?
No. CashPlease is a short-term loan from P1FCU with no credit pull when you apply. Eligibility is based on your P1FCU checking account instead: it must be open and active for at least 90 days, and you must be opted in to Overdraft Protection. The application fee is $15.
How is CashPlease different from a payday loan?
CashPlease costs less than a typical payday loan because you avoid payday-level interest rates, and the online application costs $15. There is no credit pull, funds arrive in your P1FCU account in 24 hours or less, and you work with your own credit union instead of a payday lender.
