Forrest scene of evergreen trees

Blog


Your search returned 0 results. Try Again?






person looking at laptop
Credit scores, by their very nature, can seem a lot like an enigma. This can cause a lot of confusion and lead to a lot of misinformation about them. Here are five common myths about credit scores, and why they're myths.
woman looking at laptop
Do you know who is actually calculating your credit score and keeping track of your credit? In order for lenders to find your credit history, they rely on credit bureaus and reporting agencies to provide them with it.  
person using laptop
2/29/2024

How to Build and Improve Your Credit Score

If you're trying to build or improve your credit score, odds are that it is because you know your credit score is low. That said, do you know exactly where it's weak?
woman looking at laptop
2/22/2024

5 Factors That Impact Your Credit Score

Your credit score, sometimes called your "financial reputation," is made up of five elements of your financial profile and history. These elements are weighed differently by the different credit agencies, so while you may be excelling in one area, where you're doing poorly in another area could bring your credit score down.
Woman in home looking at tablet while sitting on bench
2/20/2024

Is Buy Now Pay Later Right For You?

In the last five years, buy now, pay later services have exploded in popularity. As a consumer, you may be asking yourself how these buy now, pay later services work. Let's break down the pros and cons of these services. 
2/01/2024

Understanding Credit Scores: An Introduction to Your Financial Reputation

Your credit score is essential to your financial well-being, but do you understand what it does? Credit scores are a vital part of your financial well-being, but the whole process can feel like a mystery without understanding what goes into calculating your credit score.
tiny home
6/14/23

What First Time Home Buyers Should Consider

If you're thinking about buying your first home, you might be weighing the pros and cons of buying versus renting. We know that purchasing your first home is an exciting and sometimes overwhelming process. It can be hard to know when is the right time to buy, but here are some factors to consider when you're thinking about buying for the first time.
hand holding several credit cards
4/24/23

Strategies for Paying Off Debt

If you're feeling overwhelmed with debt, know that you're not alone. According to a 2021 survey by the Global Financial Literacy Excellence Center, debt was a primary source of financial anxiety for both Gen Z and Millenials.
hundred dollar bills and 1040EZ
3/20/23

Spend Your Refund Wisely

When your refund hits your bank account, do you have a plan for it? When receiving any sum of unexpected cash, we always suggest outlining some sort of plan for those funds to prevent yourself from going on a spending spree. Your money will serve you a lot better when you make a plan for it.

For many, a mortgage is a more extended loan process than most people are used to. With that in mind, here are some Dos and Don'ts to follow during the mortgage process.
Couple at kitchen table working on laptop together
Whether you're just starting with your budget or you've been at it a while, creating a budget is a key part of your overall financial well-being. 
There are many seasons of life where we find ourselves setting goals for ourselves, whether we call them that or not. If you're hoping to buy a house, go to school, or are simply inspired by the new year, setting goals to accomplish your financial dreams can help you reach success.
Heating bills have been more costly than ever this last year. Little things you do every day in your home can make a big difference.
hand holding several credit cards
How do I decide what card is right for me? There are countless credit cards on the market with a wide variety of benefits. Here, we'll review our new card's features, and then we'll look at the factors you should consider when getting a new card.

couple signs mortgage documents
9/27/22

Signs You're Ready To Buy A Home

Is purchasing a home on your mind? Here are some signs you're ready to buy a home.

contracter on semibuilt house
8/29/2022

Build or Buy?

Have you considered building your own home but are unsure about the decision? The thought of building your dream home can be exciting and stressful all at once. Let's weigh some pros and cons of buying a home versus building your own.

Read More

tiny home
7/29/2022

Is the Tiny Home Lifestyle What You’re Looking For?

Do you ever find yourself looking for a simpler way to live your life? A tiny home might be the solution you're looking for. 

Read More

hands with keys
6/30/22

How to Set Yourself Apart as a Home Buyer

If you're a first-time home buyer unsure of how to get a leg up in the housing market, we have one tool that we cannot recommend more: preapproval. 

Read More

Woman with backpack walking through airport terminal
6/8/22

Tips For Your Vacation Budget

The school year is ending and the weather's warming up, so naturally, a fun summer trip is on all of our minds. Here are some tips to help you set a budget for your vacation.


man mowing lawn
2/17/22

Let's Do Some Spring Cleaning

Are you ready for Spring? Whether you're a fan of the snow or anxiously waiting for summer to begin, your home could benefit from some work before those long, hot days. Check out the link below if you would like some tips on getting your house ready to sell or tackling the summer!
people in crowd in the 1950
1/18/22

Your Vote Matters

Our Annual Business Meeting is quickly approaching? Why is it important? It's the difference between a credit union and a national bank, your vote and opinion matter. Learn more about being a member-owner of P1FCU by visiting the link below. 
man with calculator and phone
1/4/22

Tips To Get Ready For Tax Season

Welcome 2022! Tax season is approaching, have you started preparing yet? Whether you have or not, a few tips and tricks can always help. Don't miss out on a few ways to maximize your return by clicking the link below.
man and woman with computer looking at paper
12/21/21

New Year, New Budget?

The New Year is quickly approaching. Are you ready for 2022? What goals have you set? Whether you're trying to hit the gym more often, buy a home, or take an incredible vacation. We should all have one goal in common, setting up an effective budget. Visit the link below for some helpful tips!
Couple does their holiday shopping.
11/24/21

Tips To Thrive During The Holiday Season

Do you struggle with overspending during the holidays? Whether you do or not, it never hurts to have a little guidance. Check out the link below for some budget-friendly holiday shopping tips.
Frustrated woman looks at smartphone.
10/29/21

5 Things We Will Never Call and Ask You

There have always been scammers hiding on the other end of the phone or behind a keyboard. Let us help protect you against these scams and countless others by clicking the link below.
Happy woman gets advice from another woman.
10/22/21

What's the best financial advice you've received?

We've all gotten countless amounts of financial advice, whether you liked it or not. We're sure some of it was good, and some wasn't. Click the link below for some tips from our team.
CUVs P1FCU location external image
9/22/21

What's better, a Credit Union or Bank?

Have you ever wondered what the difference is between traditional banks and credit unions? Or which one is better? We've got a pretty strong opinion, check it out by visiting the link below
Barn exterior at night
8/24/21

Is Your Next Home a Shome?

Have you ever heard of this phenomenon, shome? We have, and we've seen some gorgeous ones. For those of you who don't know, a shome is a shop/home.
People holding each other smiling in new living room
7/19/21

How To Get A Head Start On Home Buying

With homes selling for often over asking price, many homeowners are taking their opportunity to profit and sell their homes. This has caused the market to be very buyer-heavy, making purchasing one of the few homes very competitive.  Click the link below for some tips on the mortgage process!
Woman smiling in library while holding book
6/22/21

4 Tips To Help You Save For College

Although summer has just begun, especially this weekend in the Pacific Northwest, it's never too early to start saving for college! Visit the link below for our 4 Tips To Help You Save For College. Have a great summer!
Person walking dog
5/26/21

Side Hustle Summer

How does some extra spending money sound this summer? We've heard of so many great ways to make some extra cash for that vacation, new sunglasses, or maybe even a new boat. Find your next side hustle by visiting the link below! 
Woman looking stressed while working on taxes
2/11/21

When Should You File Your Taxes?

The IRS starts accepting returns tomorrow, February 12th. Should you file as soon as possible or wait until April 15th? Visit the link below to learn more.


Person looking confused while sitting in front of piggy bank
1/6/21

Find Financial Success after the Holidays

How did you do on your holiday budget this year? If you exceeded it, we've got some tips to help you! Visit the link below. 
Woman in holiday rob smiling while purchasing items on laptop
11/23/20

Beat the Holiday Financial Stress

Stressed about your finances this holiday season? You're not the only one. We've got some tips on how to give great gifts while also being financially responsible. Learn how by visiting the link below. 
Credit report on desk next to computer, eye glasses, and pen

Let’s Work on Your Credit Score

Your credit score can make all the difference in getting a mortgage or auto loan. We're here to help you get to that 780!
To find some tips, visit the link below!
People gardening with children
8/17/20

A Financially Stable Summer

Summer Vacation is the time that kids are eager to waste no time having fun. On the one hand, you're excited to spend more time with them and not have to worry about projects being due.
Couple sitting in office signing documents with financial worker
7/13/20

5 Common Mistakes of First Time Homebuyers

Are you looking into buying your first home? Are you excited to create some equity after years of renting? Getting your first mortgage can be your most significant financial leap. Visit the link below for some tips.