Strategies for Paying Off Debt
If you're feeling overwhelmed with debt, know that you're not alone. According to a 2021 survey by the Global Financial Literacy Excellence Center, debt was a primary source of financial anxiety for both Gen Z and Millenials.
Spend Your Refund Wisely
When your refund hits your bank account, do you have a plan for it? When receiving any sum of unexpected cash, we always suggest outlining some sort of plan for those funds to prevent yourself from going on a spending spree. Your money will serve you a lot better when you make a plan for it.
Dos and Don'ts of the Mortgage Process
For many, a mortgage is a more extended loan process than most people are used to. With that in mind, here are some Dos and Don'ts to follow during the mortgage process.
4 Steps for Making Your Budget
Whether you're just starting with your budget or you've been at it a while, creating a budget is a key part of your overall financial well-being.
Setting Financial Goals That Actually Work
There are many seasons of life where we find ourselves setting goals for ourselves, whether we call them that or not. If you're hoping to buy a house, go to school, or are simply inspired by the new year, setting goals to accomplish your financial dreams can help you reach success.
Tips That Will Reduce Your Heating Bills
Heating bills have been more costly than ever this last year. Little things you do every day in your home can make a big difference.
How To Choose A Credit Card
How do I decide what card is right for me? There are countless credit cards on the market with a wide variety of benefits. Here, we'll review our new card's features, and then we'll look at the factors you should consider when getting a new card.
Signs You're Ready To Buy A Home
Is purchasing a home on your mind? Here are some signs you're ready to buy a home.
Here For Your Business
We know small business owners work hard, wake up early, and regularly go the extra mile to build their businesses. That's why we've made reasonable business banking solutions a priority.
Build or Buy?
Have you considered building your own home but are unsure about the decision? The thought of building your dream home can be exciting and stressful all at once. Let's weigh some pros and cons of buying a home versus building your own.
A Checking Account For Everyone
Life is complicated. Your checking account doesn't need to be. That's why we've introduced our new Ascend Checking Account.
Is the Tiny Home Lifestyle What You’re Looking For?
Do you ever find yourself looking for a simpler way to live your life? A tiny home might be the solution you're looking for.
How to Set Yourself Apart as a Home Buyer
If you're a first-time home buyer unsure of how to get a leg up in the housing market, we have one tool that we cannot recommend more: preapproval.
Tips For Your Vacation Budget
The school year is ending and the weather's warming up, so naturally, a fun summer trip is on all of our minds. Here are some tips to help you set a budget for your vacation.
Why Buy Now?
Are you a potential first-time home buyer and nervous about the current conditions? Now might actually be a better time to buy than you had thought.
Let's Do Some Spring Cleaning
Are you ready for Spring? Whether you're a fan of the snow or anxiously waiting for summer to begin, your home could benefit from some work before those long, hot days. Check out the link below if you would like some tips on getting your house ready to sell or tackling the summer!
Your Vote Matters
Our Annual Business Meeting is quickly approaching? Why is it important? It's the difference between a credit union and a national bank, your vote and opinion matter. Learn more about being a member-owner of P1FCU by visiting the link below.
Tips To Get Ready For Tax Season
Welcome 2022! Tax season is approaching, have you started preparing yet? Whether you have or not, a few tips and tricks can always help. Don't miss out on a few ways to maximize your return by clicking the link below.
New Year, New Budget?
The New Year is quickly approaching. Are you ready for 2022? What goals have you set? Whether you're trying to hit the gym more often, buy a home, or take an incredible vacation. We should all have one goal in common, setting up an effective budget. Visit the link below for some helpful tips!
Tips To Thrive During The Holiday Season
Do you struggle with overspending during the holidays? Whether you do or not, it never hurts to have a little guidance. Check out the link below for some budget-friendly holiday shopping tips.
5 Things We Will Never Call and Ask You
There have always been scammers hiding on the other end of the phone or behind a keyboard. Let us help protect you against these scams and countless others by clicking the link below.
What's the best financial advice you've received?
We've all gotten countless amounts of financial advice, whether you liked it or not. We're sure some of it was good, and some wasn't. Click the link below for some tips from our team.
What's better, a Credit Union or Bank?
Have you ever wondered what the difference is between traditional banks and credit unions? Or which one is better? We've got a pretty strong opinion, check it out by visiting the link below
How To Determine If You're Ready To Buy A Home
Are you ready to enter the housing market? If you're not sure, check out the link below for a few signs! If you are ready, be sure to get pre-qualified at p1fcu.org/mortgages first.
Is Your Next Home a Shome?
Have you ever heard of this phenomenon, shome? We have, and we've seen some gorgeous ones. For those of you who don't know, a shome is a shop/home.
How To Get A Head Start On Home Buying
With homes selling for often over asking price, many homeowners are taking their opportunity to profit and sell their homes. This has caused the market to be very buyer-heavy, making purchasing one of the few homes very competitive. Click the link below for some tips on the mortgage process!
4 Tips To Help You Save For College
Although summer has just begun, especially this weekend in the Pacific Northwest, it's never too early to start saving for college! Visit the link below for our 4 Tips To Help You Save For College. Have a great summer!
Side Hustle Summer
How does some extra spending money sound this summer? We've heard of so many great ways to make some extra cash for that vacation, new sunglasses, or maybe even a new boat. Find your next side hustle by visiting the link below!
When Should You File Your Taxes?
The IRS starts accepting returns tomorrow, February 12th. Should you file as soon as possible or wait until April 15th? Visit the link below to learn more.
Do you have a plan for your stimulus check?
How are you planning on spending your stimulus? If you're not sure, we've got some tips on how to use it most effectively. Check them out by visiting the link below.
Find Financial Success after the Holidays
How did you do on your holiday budget this year? If you exceeded it, we've got some tips to help you! Visit the link below.
Beat the Holiday Financial Stress
Stressed about your finances this holiday season? You're not the only one. We've got some tips on how to give great gifts while also being financially responsible. Learn how by visiting the link below.
Let’s Work on Your Credit Score
Your credit score can make all the difference in getting a mortgage or auto loan. We're here to help you get to that 780!
To find some tips, visit the link below!
To find some tips, visit the link below!
A Financially Stable Summer
Summer Vacation is the time that kids are eager to waste no time having fun. On the one hand, you're excited to spend more time with them and not have to worry about projects being due.
5 Common Mistakes of First Time Homebuyers
Are you looking into buying your first home? Are you excited to create some equity after years of renting? Getting your first mortgage can be your most significant financial leap. Visit the link below for some tips.