Business Checking Accounts
A P1FCU business checking account provides you with a simple, cost-effective way to manage your cash flow and process your daily cash receipts and disbursements. We can give you basic options for a small business, or more complex capabilities for you as your business grows.
Business Non Profit
For your specific needs
Features
Business No Fee
Just the Basics
Features
Business Premium
for more complex banking needs
Features
Business No Fee
- No Dividends Paid
- $0.20 Deposit Fee per item over 50 deposit items per month
- $25 Non-Sufficient Funds Fee
- $10 Returned Item Fee
- $25 Paid Overdrafts Fee
- $20 Stop Payment Fee
Business Premium
- $25 Non-Sufficient Funds Fee
- $10 Returned Item Fee
- $25 Paid Overdrafts Fee
- $20 Stop Payment Fee
*Dividends paid when a balance of $1,000 is maintained. No fee is accrued if balance falls below $1000. Special dividends apply to balances $25,000.01+.
Effective 11/24/2021
*APY - Annual Percentage Yield. Rates and terms subject to change without notice.
Other Benefits
Debit Mastercard Businesscard®
A Debit Mastercard Businesscard® allows you to enjoy purchasing flexibility, benefits, and built-in tools.
Online Banking
Our Online Banking solution includes an all new array of business functions to make running your business on the go as easy as the push of a button.
Standard Features Include:
- Alerts
- eStatements
- External Transfers
- Download to your Quicken & Quickbooks software
- Free Bill Pay
- View Images of Cleared Checks
- Mobile Deposit
- EFTPS (Electronic Federal Tax Payment System)
Enhanced Features Include (Premium Checking Only):
- ($20 monthly maintenance fee)
- Payroll
- ACH Payments
- ACH Collections
Remote Deposit Capture
With Remote Deposit Capture you can deposit checks electronically from your office. A Premium business checking account is required for this service. Purchase or lease of equipment is required.
Not sure what documents to set up an account?
Check out our key documents to bring to get started.