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If you are already a member of P1FCU and would like to add a loan or additional accounts to your membership, you can do this from inside your Online or Mobile Banking. Just log in and click Open New Account/Loan from the left Menu.
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![]() Our affordable rates, flexible payment plans, and fast turn-around times are all designed to put you in the driver's seat.
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1 APR- Annual Percentage Rate. Introductory rate of 0% Annual Percentage Rate (APR) for 6 months on purchases after your Premier Rewards Mastercard account opens. After the introductory period ends, the APR for unpaid purchase balance and any new purchases will be 14.25%-18.00% based on creditworthiness.
2 1.5% Cash Back Rewards: Valid on net purchases (less credits, returns and adjustments) of goods and services made with a P1FCU Premier Rewards Mastercard. Cash back earned will be applied as a statement credit after an eligible purchase is made. Cash advances, fees and interest charges do not qualify to earn cash back. Account must be open and in good standing at the time the purchase is made and the statement credit is applied. P1FCU Membership required in order to obtain a Premier Rewards Mastercard. Subject to credit approval. Not all applicants will qualify.