Vehicle driving down winding road in forrest

Auto Lending

The road to lower rates leads right to our door.

You've got places to go. We can help get you there.

Busy Main Streets and wide open highways. State routes, country lanes, and shortcuts through town. With so much ground to cover, you rely on your wheels almost every day. We offer affordable financing for cars, trucks, and SUVs that can take you anywhere and everywhere.

  • Financing for new and used vehicles.
  • Affordable rates save you money on interest charges.
  • Repayment plans as long as 96 months.
  • Borrow up to 120% of MSRP for new vehicles or JD Power value for used vehicles.
  • Easy online application and fast approval process.


Term APR*
Up to 60 Month Term as low as 6.24%**
Up to 72 Month Term as low as  6.49%**
Effective 12/02/2022
New Vehicle: Up to 120% MSRP.
Used Vehicle: Maximum loan value is Up to 120% of JD Power (formerly NADA) average retail.
Rates increase for vehicles over 100,000 miles or more than 6 years old.
Terms available up to 96 months.

*APR - Annual Percentage Rate.
**All loans are subject to P1FCU membership, credit approval and other underwriting criteria. Rates are based on creditworthiness and other factors, and may be higher than the lowest rate advertised. Loan program rates, terms, and conditions are subject to change without notice.