Certificate Accounts

Build your savings for the long term. 

Put your savings on a schedule that fits with your future needs and long-term goals. Our Certificate Accounts offer plenty of options, all of which pay higher interest than most traditional savings accounts.

 

Featured rates:

6 Month Certificate Account: 3.70% APY1
12 Month Certificate Account: 3.85% APY1
18 Month Certificate Account: 3.55% APY1

Certificate Details

  • $500 Minimum Deposit
  • Dividends compound monthly for terms shorter than 6 months, quarterly for 12 month terms and longer
  • IRA Certificates available for same rates with no early withdrawal penalty for qualified distributions



Certificate Account Term APY1
3 Months 1.25%
6 Months 3.70%
12 Months 3.85%
18 Months 3.55% 
24 Months 3.55%
36 Months 3.55%
48 Months 3.60% 
60 Months 3.90%

































mountains

Money Market Accounts

Earn a higher interest rate on your savings balance  without committing your funds for the longer term. 
Mountains with trees

Ascend Checking


Start earning dividends with our free checking account. 
Trees on a riverbank

Savings Accounts

Save a little or a lot, either way you need a safe place to keep your money. 

1 APY = Annual Percentage Yield. Rates and terms subject to change without notice. Fees may reduce earnings. Rates effective 7/1/2025. Minimum balance requirements: The balance required to open this account is $500.00. You must maintain a minimum average daily balance of $500.00 in your account to obtain the disclosed annual percentage yield.