Campers driving through forrest

Recreational Lending

From motorcycles to motor boats to motor homes, we've got your ticket to ride.


Go fast. Have fun. Feel free.

Life gives us enough to worry about. Sometimes we just need to kick back and leave it all behind. We offer affordable loans for vehicles that can send you skimming across the water, zipping down the highway, buzzing along a backwoods trail, or simply exploring the Pacific Northwest at a leisurely pace.

  • Loans for new and used vehicles.
  • Affordable fixed interest rates.
  • Up to 72 months financing for powersports, such as motorcycles, all-terrain vehicles, snowmobiles, personal watercraft, horse and utility trailers.
  • Up to 180 months financing for recreational vehicles, such as boats, motor homes, travel trailers, campers, and living quarters horse trailers.
  • Borrow up to 120% of MSRP of new vehicles.
  • Easy online application

Powersports


Term APR*
Up to 60 Month Term as low as 5.74  %**
Up to 72 Month Term as low as 5.74  %**
Effective 8/04/2022
 
New Vehicle: Up to 120% MSRP.
Used Vehicle: Maximum loan value is Up to 120% of NADA average retail. To qualify for this LTV collateral must be 9 years old or newer.
Terms available up to 84 months.



Recreational Vehicle

 
Term APR*
Up to 180 Month Term as low as 10.49  %**
Up to 144 Month Term as low as 9.74  %**
Up to 60 Month Term as low as 5.74  %**
Effective 8/24/2022
 

New Recreational Vehicle: Up to 120% of MSRP.
Used Recreational Vehicle: Maximum loan value is Up to 120% of JP Morgan (formerly NADA) average retail. To qualify for this LTV collateral must be 9 years old or newer.

*APR - Annual Percentage Rate.
**All loans are subject to P1FCU membership, credit approval and other underwriting criteria. Rates are based on creditworthiness and other factors, and may be higher than the lowest rate advertised. Loan program rates, terms, and conditions are subject to change without notice.