Overdraft Protection
It's good to have someone looking out for you. That’s why we offer overdraft protection options to cover a transaction if money comes up short in your account. An overdraft happens when you do not have enough money in your account to cover a transaction, but we pay it anyway. We offer two options for Overdraft Protection.
Standard Overdraft
We can link other accounts to your checking account in the instance that funds aren’t available to cover a transaction. This service incurs a $2 transfer fee.
Line of Credit
Use a personal line of credit to have funds available when you need them.
Debit Card Overdraft Protection
Debit Card Overdraft Protection covers your accidental overdrafts so that merchants and credit bureaus will not be notified of overdrafts. For every transaction that we cover, there is a $25 overdraft fee.
To see the overdraft fees and the time period by which you must repay any overdraft, see the Account Agreement.