Refinance with cash out, to lower your payment, or your rate.
Is it time for a change? Refinances open a world of opportunity to homeowners who are ready to replace their existing mortgage with a new loan.
Check out our rates
Mortgage Payment Calculator
Estimate Your Payment
Use this calculator to estimate how much your monthly payment will be.2 You can put in the total amount of your loan to see how much a monthly payment will be with the above interest rates.
The information provided assumes the purpose of the loan is to refinance the existing mortgage, with a loan amount of $225,000 and an estimated property value of $300,000. Payment examples below include a 25% retention of equity in the property. The property is located in ID and is within Nez Perce county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.
A fixed rate loan for 30 years at 6.625% interest and 6.802% APR will have an estimated monthly payment of $1440.70.