Member Asset and Debt Protection

Payment protection, extended warranties, and life insurance.

Life is an adventure, and protecting yourself can help maintain financial health, even when the unexpected happens. The claims processes are easy and can help you in your time of need. Stop by a branch or call us at 208-746-8900 to get your peace of mind.

You can also easily submit a claim online by clicking the button below. 
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Payment Protection
 
Protect yourself against a wide range of circumstances by electing optional payment protection for your loan. Payment Protection may cancel your loan balance or payments when the unexpected happens. Reassure yourself that you've taken steps to help secure your finances by protecting your loan today. Take an important step toward financial security. Ask us about Debt Protection with Life Plus today. We have three package options to choose from:

  • Life + 1
  • Life + & Disability 1
  • Life +, Disability & Involuntary Unemployment 1



Extended Vehicle Warranty

Are you prepared for a mechanical breakdown with your vehicle? Do you have the necessary cash to pay for the rising cost of repairs? If you answered no to either of these questions, then a Route 66 Extended Warranty is an intelligent investment to ensure that you are covered if a mechanical breakdown does occur. The price of vehicles is consistently rising, as well as the costs of repairing them. Did you know that one in three vehicles will experience a mechanical failure yearly? Protect yourself with a Route 66 Extended Warranty. Download this brochure(Opens in a new Window) for more information.

  • A Route 66 Extended Warranty protects your investment from expensive mechanical breakdowns and comes with a $0 deductible, 24/7/365 Roadside Service, rental car benefits, 30-day money-back guarantees, nationwide coverage, and is fully transferable. The Route 66 Extended Warranty is the most comprehensive coverage for all makes and models of automobiles so that you can enjoy your new purchase and have "peace of mind." Even the most reliable vehicle can develop a mechanical problem anytime.  
  • With the Route 66 Extended Warranty's Open Enrollment, you don't have to purchase your coverage at the time of purchase but at any time during the life of the vehicle. Regardless if your vehicle is still under a manufacturer's warranty, Route 66 Extended Warranty has a plan that will fit your vehicle. 


TruStage™ Life Insurance2

We make TruStage™ Life Insurance policies available to help credit union members like you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget — because any amount of coverage can make a difference.

Call 1-800-814-2914 for more information or get a quote today.

Claim your no-cost Accidental Death & Dismemberment insurance.3

Add more coverage starting at around $1 a month.*

Your $2000 of no-cost TruStageTM Accidental Death and Dismemberment coverage, courtesy of P1FCU, is now available for you to claim.
 
As a member of P1FCU, you have received $2000 in AD&D coverage from TruStageTM at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.  
 
Again, it costs you absolutely nothing — only a few minutes of your time — to get $2000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget-friendly. Your acceptance is guaranteed — with no health questions or medical exam.
 

Don't miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple. Go to trustage.com/add-insurance or call toll-free 1-800-798-8798.

*Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.



TruStage™ Auto & Home Insurance Program
 
Made available to credit union members like you, the TruStage™ Auto & Home Insurance Program4 provides top-quality protection designed to fit your budget. 
 




















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Auto Loans

Get on the open road today with our affordable and flexible financing.

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Online Loan Payment

Easily make your loan payment online without having to log into your online banking. 
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Loans

We offer several loan options to meet your needs. Explore your options today.
1 Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
 
2 TruStage™ Life Insurance is issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, and other leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. All guarantees are based on the claims-paying ability of the insurer. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage GEN-2947101.5
 
3 TruStageTM Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA). © TruStage ADI-2951032.3
 
4 Auto and Home Insurance Products are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. ©TruStage AUT-2948937.4-0824-0926