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Home Loans

We're here to open the door for you.

It's your dream home. It's our dream job.

Over the decades, we've helped thousands of our neighbors find affordable financing for their new home. We know it's an exciting time, and we're pleased to be a part of it. The P1FCU lending team is ready to go the extra mile to explain all your loan options, answer all your questions, and guide you through the application process.

  • Fixed-rate and adjustable-rate loans available
  • Choose repayment terms up to 30 years
  • Save with great rates and low fees
  • Enjoy personalized service from our mortgage professionals
  • Benefit from a quick pre-approval process and local decision-making on applications
  • Get up-to-date rate information online
  • Refinancing options available
  • Building your own place? Learn more about our construction loans.

Lending area: Idaho, Washington, and Oregon. (15 counties in Idaho, 8 counties in Oregon and the entire
state of Washington). Contact us for more information.


Build something special. From the first two-by-four to the last roof shingle, we can provide timely financing for every phase of your home construction project.

Add a few rooms or make other big things happen. Cash in on the value of your current home to obtain low-cost funding that can be used for virtually any purpose.

Apply Online

Ready to get started? You can apply online at your convenience!