Fixed Rate 30 Year Jumbo Loan1 as Low as
Rate 7.000%
0.000% POINTS
Jumbo Mortgage Loans
Affordable financing for large purchases.
Are you purchasing a bigger home or moving to a more expensive market? We provide affordable and timely financing for larger purchases.
Check out our rates
Fixed Rate 20 Year Jumbo Loan1 as Low as
Rate 6.625%
0.000% POINTS
Fixed Rate 15 Year Jumbo Loan1 as Low as
Rate 6.375%
0.000% POINTS
Fixed Rate 10 Year Jumbo Loan1 as Low as
Rate 6.375 %
0.000% POINTS
Mortgage Payment Calculator2
Jumbo vs. Conventional Loan
The Federal Housing Finance Agency sets a limit for the size of a loan that federal agencies like Fannie Mae and Freddie Mac can purchase or guarantee. The 2023 limit in most states is $726,200. Jumbo Loans exceed this financing limit and cannot be purchased or guaranteed by these agencies.
Jumbo Loan Requirements
- 80% Maximum loan-to-value
- Loans up to $1,500,000
- Minimum credit score of 700
- Primary residences and second homes
disclosures
Rates Section 1 Rate 1 Disclosure Rates Section 1 Rate 2 Disclosure Rates Section 1 Rate 3 Disclosure Rates Section 1 Rate 4 Disclosure
Rates Section 2 Rate 1 Disclosure
Rates Section 2 Rate 2 Disclosure
Rates Section 2 Rate 3 Disclosure
Rates Section 2 Rate 4 Disclosure
1 APR = Annual Percentage Rate. These rate offers are effective 04/30/2024 and subject to change. Rates displayed are the "as low as" rates for purchase loans and refinances. Rates are based on creditworthiness, loan-to-value (LTV), occupancy, and loan purpose, so your rate and terms may differ. All loans subject to credit approval. Rates are subject to change without notice.
The rate shown for the Jumbo Fixed loan assumes a loan amount of $750,000 for a purchase of single-family primary residence, a borrower credit score of 780 or higher, with an origination fee of 1% and a down payment of 25% or more. Payments provided below for the jumbo fixed reflect an estimated property value of $1,000,000 and a loan amount of $750,000.
A fixed rate loan for $750,000 for 30 years at 7.000% interest and 7.154% APR will have an estimated monthly payment of $4989.77.
The rate shown for the Jumbo Fixed loan assumes a loan amount of $750,000 for a purchase of single-family primary residence, a borrower credit score of 780 or higher, with an origination fee of 1% and a down payment of 25% or more. Payments provided below for the jumbo fixed reflect an estimated property value of $1,000,000 and a loan amount of $750,000.
A fixed rate loan for $750,000 for 30 years at 7.000% interest and 7.154% APR will have an estimated monthly payment of $4989.77.
A fixed rate loan for $750,000 for 20 years at 6.625% interest and 6.820 % APR will have an estimated monthly payment of $5647.13.
A fixed rate loan for $750,000 for 15 years at 6.375% interest and 6.615% APR will have an estimated monthly payment of $6481.88.
A fixed rate loan for $750,000 for 10 years at 6.125% interest and 6.458% APR will have an estimated monthly payment of $8373.69.
Taxes and insurance not included; therefore, the actual payment obligation will be greater. All loans subject to credit approval.
2 Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy regarding your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.