Personal Lending
Personal Loans that live up to their name.
We know people don't live cookie-cutter lives. Your financial needs are different from those of your neighbors or co-workers. When it comes to Personal Signature Loans, we're all about understanding the differences. We can tailor lending packages to suit your needs, whether that's paying off some bills, buying new appliances or doing something special for your family.
- Competitive rates based on your credit history.
- No collateral necessary; only your signature is required.
- Easy application process and fast decision-making so you get your money in a timely manner.
- Make easy monthly payments through Online or Mobile Banking.
- Good option if you want to consolidate higher-interest loans or credit card balances.
How much will my payment be?
Use this calculator to estimate how much your monthly payment will be. Put in how much you plan to borrow, and use the rates from the table above to see an estimate of your new loan's monthly payment.4
Estimate your payment
Overdraft Protection Line of Credit
Overdraft Protection Loan Line of Credit5 (ODP) guards your good credit in the event your checking account should become overdrawn. Automatic transfers to your checking account will occur in the event of non-sufficient funds (NSF) thus avoiding costly fees and the embarrassment of having a check returned NSF.
Online Loan Payment
Easily make your loan payment online without having to log into your online banking.
1APR - Annual Percentage Rate.
2Payment Example – Personal loan of $10,000 for 60 months at 10.99% APR will have a monthly payment of $217.37.
3All loans are subject to P1FCU membership, credit approval and other underwriting criteria. Rates are based on creditworthiness and other factors, and may be higher than the lowest rate
advertised. Loan program rates, terms, and conditions are subject to change without notice.
advertised. Loan program rates, terms, and conditions are subject to change without notice.
4 Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
5 The Annual Percentage Rate (APR) depends on your individual credit history.