Trail in forrest

Personal Lending

Cover life's expenses or put a smile on someone's face.

Personal Loans that live up to their name.

We know people don't live cookie-cutter lives. Your financial needs are different from those of your neighbors or co-workers. When it comes to Personal Signature Loans, we're all about understanding the differences. We can tailor lending packages to suit your needs, whether that's paying off some bills, buying new appliances or doing something special for your family.

  • Competitive rates based on your credit history.
  • No collateral necessary; only your signature is required.
  • Easy application process and fast decision-making so you get your money in a timely manner.
  • Make easy monthly payments through Online or Mobile banking.
  • Good option if you want to consolidate higher-interest loans or credit card balances.

Signature Unsecured

Term APR*
Up to 60 Month Term as low as 8.90%**

Overdraft Protection Line of Credit

Overdraft Protection Loan Line of Credit (ODP) guards your good credit in the event your debit account should become overdrawn. Automatic transfers to your debit account will occur in the event of non-sufficient funds (NSF) in your debit account thus avoiding costly fees and the embarrassment of having a check returned NSF. The Annual Percentage Rate (APR) depends on your individual credit history.

*APR - Annual Percentage Rate.
**OAC - On Approved Credit.
A woman viewing her P1FCU Credit Journey online.

My Credit Journey

Do more with your credit score!

With instant access to your score, credit report, personalized money-saving offers, and financial education tips, you can take full advantage of what your credit score has to offer.