Trail in forrest

Personal Lending

Cover life's expenses or put a smile on someone's face.

Personal Loans that live up to their name.

We know people don't live cookie-cutter lives. Your financial needs are different from those of your neighbors or co-workers. When it comes to Personal Signature Loans, we're all about understanding the differences. We can tailor lending packages to suit your needs, whether that's paying off some bills, buying new appliances or doing something special for your family.

  • Competitive rates based on your credit history.
  • No collateral necessary; only your signature is required.
  • Easy application process and fast decision-making so you get your money in a timely manner.
  • Make easy monthly payments through Online or Mobile Banking.
  • Good option if you want to consolidate higher-interest loans or credit card balances.

Signature Unsecured

Term APR1
Up to 60 Month Term2 as low as 10.993
Effective 11/15/2023

Overdraft Protection Line of Credit

Overdraft Protection Loan Line of Credit (ODP) guards your good credit in the event your checking account should become overdrawn. Automatic transfers to your checking account will occur in the event of non-sufficient funds (NSF) in your checking account thus avoiding costly fees and the embarrassment of having a check returned NSF. The Annual Percentage Rate (APR) depends on your individual credit history.

1APR - Annual Percentage Rate.
2Payment Example – Personal loan of $10,000 for 60 months at 10.99% APR will have a monthly payment of $217.37.

3All loans are subject to P1FCU membership, credit approval and other underwriting criteria. Rates are based on creditworthiness and other factors, and may be higher than the lowest rate advertised. Loan program rates, terms, and conditions are subject to change without notice.