
Savings Accounts
Savings Account | APY* |
---|---|
Regular Savings (Business & Consumer) | 0.05% |
Idaho Medical Savings | 0.05% |
Non-Profit Savings | 0.05% |
Effective 11/24/2021
Debit Accounts
PowerPlus Debit³ (Consumer) | APY* |
---|---|
$0.00 - $24,999.99 | 0.30% |
Funds exceeding $25,000.00 | 0.15% |
Preferred Debit² (Consumer) | APY* |
---|---|
Not qualified to earn dividends on any dollar amount. | 0.00% |
Prime Debit¹ (Consumer) |
APY* |
---|---|
Not qualified to earn dividends on any dollar amount. | 0.00% |
Effective 11/24/2021
Business Checking Accounts
Business No Fee Checking |
APY* |
---|---|
Not qualified to earn dividends on any dollar amount | 0.00% |
Premium Business Checking** | APY* |
---|---|
$0.00 - $999.99 | 0.00% |
$1000.00 - $25,000 | 0.15% |
$25,000.01+ | 0.20 % |
Effective 11/24/2021
**Dividends paid when the minimum balance is maintained.
IRA Accounts
IRA Accounts** | APY* |
---|---|
$35.00 - $9,999.99 | 0.05 % |
$10,000.00 - $99,999.99 | 0.05 % |
$100,000.00 + | 0.05 % |
Effective 11/24/2021
Personal Money Market Accounts**
Money Market** |
APY* |
---|---|
$500.00 - $9,999.99 | 0.10 % |
$10,000.00 - $99,999.99 | 0.10 % |
$100,000.00 + | 0.10 % |
Money Market Savings** |
APY* |
---|---|
$500.00 - $9,999.99 | 0.10 % |
$10,000.00 - $99,999.99 | 0.10 % |
$100,000.00 + | 0.10 % |
Effective 11/24/2021
Business Money Market Accounts**
Money Market** |
APY* |
---|---|
$500.00 - $9,999.99 | 0.10 % |
$10,000.00 - $99,999.99 | 0.10 % |
$100,000.00 + | 0.10 % |
Effective 11/24/2021
Share & IRA Certificates**
Share & IRA Certificates ** | APY* | APY* | APY* |
---|---|---|---|
Deposit Amount: | $500.00 - $9,999.99 | $10,000.00 - $99,999.99 | $100,000.00 + |
3 Months | 0.10% | 0.10% | 0.10% |
6 Months | 0.30% | 0.30 % | 0.30% |
12 Months | 0.50% | 0.50 % | 0.50% |
18 Months | 0.60% | 0.60% | 0.60% |
24 Months | 0.65% | 0.65% | 0.65% |
36 Months | 0.70% | 0.70% | 0.70% |
48 Months | 0.75% | 0.75% | 0.75% |
60 Months | 0.85% | 0.85% | 0.85% |
Effective 11/24/2021
* APY - Annual Percentage Yield. Rates and terms subject to change without notice.
** Minimum balance requirements: The balance required to open this account is $500.00. You must maintain a minimum average daily balance of $500.00 in your account to obtain the disclosed annual percentage yield. Early withdrawal penalties (a penalty may be imposed for withdrawals before maturity).
1) Prime Debit has a monthly fee of $2.99 – waived with eStatements 2) Preferred Debit has a monthly membership fee of $4.99 3) PowerPlus Debit has a monthly membership fee of $7.99 – waived if an average daily balance of $1,000 is maintained.
** Minimum balance requirements: The balance required to open this account is $500.00. You must maintain a minimum average daily balance of $500.00 in your account to obtain the disclosed annual percentage yield. Early withdrawal penalties (a penalty may be imposed for withdrawals before maturity).
1) Prime Debit has a monthly fee of $2.99 – waived with eStatements 2) Preferred Debit has a monthly membership fee of $4.99 3) PowerPlus Debit has a monthly membership fee of $7.99 – waived if an average daily balance of $1,000 is maintained.
RATE INFORMATION: The dividend rate and the annual percentage yield may change every month. We may change the dividend rate for your account as determined by the credit union Board of Directors.