Savings Accounts
| Savings Account | APY* |
|---|---|
| Regular Savings (Business & Consumer) | 0.05% |
| Idaho Medical Savings | 0.05% |
| Non-Profit Savings | 0.05% |
Effective 11/24/2021
Debit Accounts
| PowerPlus Debit³ (Consumer) | APY* |
|---|---|
| $0.00 - $24,999.99 | 0.30% |
| Funds exceeding $25,000.00 | 0.15% |
| Preferred Debit² (Consumer) | APY* |
|---|---|
| Not qualified to earn dividends on any dollar amount. | 0.00% |
| Prime Debit¹ (Consumer) |
APY* |
|---|---|
| Not qualified to earn dividends on any dollar amount. | 0.00% |
Effective 11/24/2021
Business Checking Accounts
| Business No Fee Checking |
APY* |
|---|---|
| Not qualified to earn dividends on any dollar amount | 0.00% |
| Premium Business Checking** | APY* |
|---|---|
| $0.00 - $999.99 | 0.00% |
| $1000.00 - $25,000 | 0.15% |
| $25,000.01+ | 0.20 % |
Effective 11/24/2021
**Dividends paid when the minimum balance is maintained.
IRA Accounts
| IRA Accounts** | APY* |
|---|---|
| $35.00 - $9,999.99 | 0.05 % |
| $10,000.00 - $99,999.99 | 0.05 % |
| $100,000.00 + | 0.05 % |
Effective 11/24/2021
Personal Money Market Accounts**
| Money Market** |
APY* |
|---|---|
| $500.00 - $9,999.99 | 0.10 % |
| $10,000.00 - $99,999.99 | 0.10 % |
| $100,000.00 + | 0.10 % |
| Money Market Savings** |
APY* |
|---|---|
| $500.00 - $9,999.99 | 0.10 % |
| $10,000.00 - $99,999.99 | 0.10 % |
| $100,000.00 + | 0.10 % |
Effective 11/24/2021
Business Money Market Accounts**
| Money Market** |
APY* |
|---|---|
| $500.00 - $9,999.99 | 0.10 % |
| $10,000.00 - $99,999.99 | 0.10 % |
| $100,000.00 + | 0.10 % |
Effective 11/24/2021
Share & IRA Certificates**
| Share & IRA Certificates ** | APY* | APY* | APY* |
|---|---|---|---|
| Deposit Amount: | $500.00 - $9,999.99 | $10,000.00 - $99,999.99 | $100,000.00 + |
| 3 Months | 0.10% | 0.10% | 0.10% |
| 6 Months | 0.30% | 0.30 % | 0.30% |
| 12 Months | 0.50% | 0.50 % | 0.50% |
| 18 Months | 0.60% | 0.60% | 0.60% |
| 24 Months | 0.65% | 0.65% | 0.65% |
| 36 Months | 0.70% | 0.70% | 0.70% |
| 48 Months | 0.75% | 0.75% | 0.75% |
| 60 Months | 0.85% | 0.85% | 0.85% |
Effective 11/24/2021
* APY - Annual Percentage Yield. Rates and terms subject to change without notice.
** Minimum balance requirements: The balance required to open this account is $500.00. You must maintain a minimum average daily balance of $500.00 in your account to obtain the disclosed annual percentage yield. Early withdrawal penalties (a penalty may be imposed for withdrawals before maturity).
1) Prime Debit has a monthly fee of $2.99 – waived with eStatements 2) Preferred Debit has a monthly membership fee of $4.99 3) PowerPlus Debit has a monthly membership fee of $7.99 – waived if an average daily balance of $1,000 is maintained.
** Minimum balance requirements: The balance required to open this account is $500.00. You must maintain a minimum average daily balance of $500.00 in your account to obtain the disclosed annual percentage yield. Early withdrawal penalties (a penalty may be imposed for withdrawals before maturity).
1) Prime Debit has a monthly fee of $2.99 – waived with eStatements 2) Preferred Debit has a monthly membership fee of $4.99 3) PowerPlus Debit has a monthly membership fee of $7.99 – waived if an average daily balance of $1,000 is maintained.
RATE INFORMATION: The dividend rate and the annual percentage yield may change every month. We may change the dividend rate for your account as determined by the credit union Board of Directors.