Rates

Savings Accounts APY*
Regular Savings (Business & Consumer) 0.25%
Medical Savings (Idaho) 0.25%
Non-Profit Savings 0.25%
Checking Accounts APY*
good$ense Checking*** (Consumer)  
$0.00 - $24,999.99 0.30%
Funds exceeding $25,000.00  0.15%
Basic Checking (Consumer)  
Not qualified to earn dividends on any dollar amount. 0.00%
Business Non-Profit  
$0.01 + 0.15%
Business No Fee  
Not qualified to earn dividends on any dollar amount 0.00%
Business (Premium Account Only, minimum $1000 balance)  
$0.00 - $999.99 0.00%
$1000.00 - $25,000 0.15%
$25,000.01+ 0.55%
IRA Accounts**  APY*
$35.00 - $9,999.99 0.25%
$10,000.00 - $99,999.99 0.25%
$100,000.00 + 0.25%
Money Market Accounts ** APY*
Money Market** (Consumer)  
$500.00 - $9,999.99 0.40%
$10,000.00 - $99,999.99 0.45%
$100,000.00 + 0.55%
Money Market Share Draft** (Consumer Only)  
$500.00 - $9,999.99 0.40%
$10,000.00 - $99,999.99 0.45%
$100,000.00 + 0.55%
Money Market** (Business)  
$500.00 - $9,999.99 0.55%
$10,000.00 - $99,999.99 0.55%
$100,000.00 + 0.55%
Share & IRA Certificates ** APY* APY* APY*
Deposit Amount: $500.00 - $9,999.99 $10,000.00 - $99,999.99 $100,000.00 +
6 Months 0.75% 0.75% 0.75%
12 Months 1.61% 1.61% 1.61%
18 Months 1.66% 1.66% 1.66%
24 Months 1.86% 1.86% 1.86%
36 Months 1.96% 1.96% 1.96%
48 Months 2.17% 2.17% 2.17%
60 Months 2.37% 2.37% 2.37%

*APY - Annual Percentage Yield. Rates and terms subject to change without notice.
** Minimum balance requirements: The balance required to open this account is $500.00. You must maintain a minimum average daily balance of $500.00 in your account to obtain the disclosed annual percentage yield. Early withdrawal penalties (a penalty may be imposed for withdrawals before maturity).
***$9.99 monthly fee.
RATE INFORMATION: The dividend rate and the annual percentage yield may change every month. We may change the dividend rate for your account as determined by the credit union Board of Directors.