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Rates
| Savings Accounts | APY* |
|---|---|
| Regular Savings (Business & Consumer) | 0.10% |
| Idaho Medical Savings | 0.10% |
| Non-Profit Savings | 0.10% |
| Debit Accounts | APY* |
|---|---|
| PowerPlus Debit3 (Consumer) | |
| $0.00 - $24,999.99 | 0.30% |
| Funds exceeding $25,000.00 | 0.15% |
| Preferred Debit2 (Consumer) | |
| Not qualified to earn dividends on any dollar amount. | 0.00% |
| Prime Debit1 (Consumer) | |
| Not qualified to earn dividends on any dollar amount. | 0.00% |
| Business Non-Profit | |
| $0.01 + | 0.15% |
| Business No Fee | |
| Not qualified to earn dividends on any dollar amount | 0.00% |
| Business (Premium Account Only, minimum $1000 balance) | |
| $0.00 - $999.99 | 0.00% |
| $1000.00 - $25,000 | 0.15% |
| $25,000.01+ | 0.20% |
| IRA Accounts** | APY* |
|---|---|
| $35.00 - $9,999.99 | 0.10% |
| $10,000.00 - $99,999.99 | 0.10% |
| $100,000.00 + | 0.10% |
| Money Market Accounts ** | APY* |
|---|---|
| Money Market** (Consumer) | |
| $500.00 - $9,999.99 | 0.20% |
| $10,000.00 - $99,999.99 | 0.20% |
| $100,000.00 + | 0.20% |
| Money Market Share Draft** (Consumer Only) | |
| $500.00 - $9,999.99 | 0.20% |
| $10,000.00 - $99,999.99 | 0.20% |
| $100,000.00 + | 0.20% |
| Money Market** (Business) | |
| $500.00 - $9,999.99 | 0.20% |
| $10,000.00 - $99,999.99 | 0.20% |
| $100,000.00 + | 0.20% |
| Share & IRA Certificates ** | APY* | APY* | APY* |
|---|---|---|---|
| Deposit Amount: | $500.00 - $9,999.99 | $10,000.00 - $99,999.99 | $100,000.00 + |
| 3 Months | 0.30%* | 0.30%* | 0.30%* |
| 6 Months | 0.40%* | 0.40%* | 0.40%* |
| 12 Months | 0.65%* | 0.65%* | 0.65%* |
| 18 Months | 0.80%* | 0.80%* | 0.80%* |
| 24 Months | 0.75%* | 0.75%* | 0.75%* |
| 36 Months | 0.75%* | 0.75%* | 0.75%* |
| 48 Months | 0.85%* | 0.85%* | 0.85%* |
| 60 Months | 0.95%* | 0.95%* | 0.95%* |
* APY - Annual Percentage Yield. Rates and terms subject to change without notice.
** Minimum balance requirements: The balance required to open this account is $500.00. You must maintain a minimum average daily balance of $500.00 in your account to obtain the disclosed annual percentage yield. Early withdrawal penalties (a penalty may be imposed for withdrawals before maturity).
1Prime Debit has a monthly fee of $2.99 – waived with eStatements 2Preferred Debit has a monthly membership fee of $4.99 3PowerPlus Debit has a monthly membership fee of $7.99 – waived if an average daily balance of $1,000 is maintained
RATE INFORMATION: The dividend rate and the annual percentage yield may change every month. We may change the dividend rate for your account as determined by the credit union Board of Directors.
