Savings Accounts
Effective 11/24/2021
Consumer Checking Account
Effective 03/01/2023
Business Checking Accounts
Effective 11/24/2021
**Dividends paid when the minimum balance is maintained.
IRA Accounts
Effective 11/24/2021
Consumer Money Market Account**
Effective 02/15/2023
| $500.00 - $24,999.99 | 0.80% |
| $25,000.00 - $99,999.99 | 0.95% |
| $100,000.00 - $249,999.99 | 1.71% |
| $250,000.00 - $499,999.99 | 1.76% |
| $500,000.000 + | 2.27% |
Business Money Market Account**
Effective 11/16/2022
Share & IRA Certificates**
Effective 2/15/2023
* APY - Annual Percentage Yield. Rates and terms subject to change without notice.
** Minimum balance requirements: The balance required to open this account is $500.00.
** Minimum balance requirements: The balance required to open this account is $500.00.
1 Qualifiers to earn interest on Ascend Checking must be enrolled in eStatements with a valid email and have 20 transactions on your Ascend Checking Account debit card, excluding transactions at ATMs and one monthly direct deposit of more than $250. Requirements are calculated for each calendar month. APY=Annual Percentage Yield. 1.45% APY applies to the first $15,000. Balances over $15,000 earn 0.00% APY. If the account requirements are not met, the rate will be 0.00% APY. No minimum balance is required to earn APY. Rates may change after account opening. Fees may reduce earnings. APY accurate as of 08/08/22. Insured by NCUA.
2 To qualify for the Money Market Account Qualifying Bump Rate, you must have an Ascend Checking account linked to the Money Market account, and you must meet the Ascend Checking account dividend qualifications each calendar month. For each month you meet the Ascend Checking account dividend qualifications, you will qualify for the Money Market Account Qualifying Bump Rate. The three-monthly dividend qualifications for the Ascend Checking account are: 1) Enrollment in eStatements 2) A minimum of 20 debit card swipes per month (ATM transactions excluded) and 3) A monthly direct deposit of over $250. If the Ascend Checking dividend qualifications are not met, the Money Market will default to the standard Money Market Account Non-Qualifying Rate. Only one Money Market account may be linked to an Ascend Checking account at any time. The Money Market Account Qualifying Bump Rate will be applied to the Money Market account with the earliest opening date. If there are multiple Money Market accounts, you may select which Money Market account to apply the Qualifying Bump Rate at account opening or by reaching out to us at 800.843.7128. Future changes of your selection can be made in branch or by reaching out to us at 800.843.7128. The dividend rate and annual percentage yield may change at any time. We may change the dividend rate for your account as determined by the credit union board of directors.