Rates
| Savings Accounts | APY* |
|---|---|
| Regular Savings (Business & Consumer) | 0.25% |
| Medical Savings (Idaho) | 0.25% |
| Non-Profit Savings | 0.25% |
| Checking Accounts | APY* |
|---|---|
| good$ense Checking*** (Consumer) | |
| $0.00 - $24,999.99 | 0.30% |
| Funds exceeding $25,000.00 | 0.15% |
| Basic Checking (Consumer) | |
| Not qualified to earn dividends on any dollar amount. | 0.00% |
| Business Non-Profit | |
| $0.01 + | 0.15% |
| Business No Fee | |
| Not qualified to earn dividends on any dollar amount | 0.00% |
| Business (Premium Account Only, minimum $1000 balance) | |
| $0.00 - $999.99 | 0.00% |
| $1000.00 - $25,000 | 0.15% |
| $25,000.01+ | 0.55% |
| IRA Accounts** | APY* |
|---|---|
| $35.00 - $9,999.99 | 0.25% |
| $10,000.00 - $99,999.99 | 0.25% |
| $100,000.00 + | 0.25% |
| Money Market Accounts ** | APY* |
|---|---|
| Money Market** (Consumer) | |
| $500.00 - $9,999.99 | 0.40% |
| $10,000.00 - $99,999.99 | 0.45% |
| $100,000.00 + | 0.55% |
| Money Market Share Draft** (Consumer Only) | |
| $500.00 - $9,999.99 | 0.40% |
| $10,000.00 - $99,999.99 | 0.45% |
| $100,000.00 + | 0.55% |
| Money Market** (Business) | |
| $500.00 - $9,999.99 | 0.55% |
| $10,000.00 - $99,999.99 | 0.55% |
| $100,000.00 + | 0.55% |
| Share & IRA Certificates ** | APY* | APY* | APY* |
|---|---|---|---|
| Deposit Amount: | $500.00 - $9,999.99 | $10,000.00 - $99,999.99 | $100,000.00 + |
| 6 Months | 0.75% | 0.75% | 0.75% |
| 12 Months | 1.61% | 1.61% | 1.61% |
| 18 Months | 1.66% | 1.66% | 1.66% |
| 24 Months | 1.86% | 1.86% | 1.86% |
| 36 Months | 1.96% | 1.96% | 1.96% |
| 48 Months | 2.17% | 2.17% | 2.17% |
| 60 Months | 2.37% | 2.37% | 2.37% |
*APY - Annual Percentage Yield. Rates and terms subject to change without notice.
** Minimum balance requirements: The balance required to open this account is $500.00. You must maintain a minimum average daily balance of $500.00 in your account to obtain the disclosed annual percentage yield. Early withdrawal penalties (a penalty may be imposed for withdrawals before maturity).
***$9.99 monthly fee.
RATE INFORMATION: The dividend rate and the annual percentage yield may change every month. We may change the dividend rate for your account as determined by the credit union Board of Directors.
