Savings Accounts
| Savings | APY* |
|---|---|
| Regular Savings (Business & Consumer) | 0.05% |
| Idaho Medical Savings | 0.05% |
| Non-Profit Savings | 0.05% |
Effective 11/24/2021
Consumer Checking Account
| Ascend Checking 1 | APY* |
|---|---|
| $0.00 - $15,000 | 1.45% |
| $15,000.01 | 0% |
Effective 08/08/2022
Business Checking Accounts
| Business No Fee Checking |
APY* |
|---|---|
| Not qualified to earn dividends on any dollar amount | 0.00% |
| Premium Business Checking** | APY* |
|---|---|
| $0.00 - $999.99 | 0.00% |
| $1000.00 - $25,000 | 0.15% |
| $25,000.01+ | 0.20 % |
Effective 11/24/2021
**Dividends paid when the minimum balance is maintained.
IRA Accounts
| IRA Accounts** | APY* |
|---|---|
| $35.00 - $9,999.99 | 0.05 % |
| $10,000.00 - $99,999.99 | 0.05 % |
| $100,000.00 + | 0.05 % |
Effective 11/24/2021
Consumer Money Market Account**
| Money Market** |
APY* |
|---|---|
| $500.00 - $9,999.99 | 0.10 % |
| $10,000.00 - $99,999.99 | 0.10 % |
| $100,000.00 + | 0.10 % |
Effective 11/24/2021
Business Money Market Account**
| Money Market** |
APY* |
|---|---|
| $500.00 - $9,999.99 | 0.10 % |
| $10,000.00 - $99,999.99 | 0.10 % |
| $100,000.00 + | 0.10 % |
Effective 11/24/2021
Share & IRA Certificates**
| Share & IRA Certificates ** | APY* | APY* | APY* |
|---|---|---|---|
| Deposit Amount: | $500.00 - $9,999.99 | $10,000.00 - $99,999.99 | $100,000.00 + |
| 3 Months | 0.10% | 0.10% | 0.10% |
| 6 Months | 0.30% | 0.30 % |
0.30%
|
| 7 Month Special2 | .70% | 0.70% | 0.70% |
| 11 Month Special3 | 2.12% | 2.12% | 2.12% |
| 12 Months | 0.50% | 0.50 % | 0.50% |
| 18 Months | 0.60% | 0.60% | 0.60% |
| 24 Months | 0.65% | 0.65% | 0.65% |
| 36 Months | 0.70% | 0.70% | 0.70% |
| 48 Months | 0.75% | 0.75% | 0.75% |
| 60 Months | 0.85% | 0.85% | 0.85% |
Effective 07/21/2022
* APY - Annual Percentage Yield. Rates and terms subject to change without notice.
** Minimum balance requirements: The balance required to open this account is $500.00. You must maintain a minimum average daily balance of $500.00 in your account to obtain the disclosed annual percentage yield. Early withdrawal penalties (a penalty may be imposed for withdrawals before maturity).
1 Qualifiers to earn interest on Ascend Checking must be enrolled in eStatements with a valid email and have 20 transactions on your Ascend Checking Account debit card, excluding transactions at ATMs and one monthly direct deposit of more than $250. Requirements are calculated for each calendar month. APY=Annual Percentage Yield. 1.45% APY applies to the first $15,000. Balances over $15,000 earn 0.00% APY. If the account requirements are not met, the rate will be 0.00% APY. No minimum balance is required to earn APY. Rates may change after account opening. Fees may reduce earnings. APY accurate as of 08/08/22. Insured by NCUA.
** Minimum balance requirements: The balance required to open this account is $500.00. You must maintain a minimum average daily balance of $500.00 in your account to obtain the disclosed annual percentage yield. Early withdrawal penalties (a penalty may be imposed for withdrawals before maturity).
1 Qualifiers to earn interest on Ascend Checking must be enrolled in eStatements with a valid email and have 20 transactions on your Ascend Checking Account debit card, excluding transactions at ATMs and one monthly direct deposit of more than $250. Requirements are calculated for each calendar month. APY=Annual Percentage Yield. 1.45% APY applies to the first $15,000. Balances over $15,000 earn 0.00% APY. If the account requirements are not met, the rate will be 0.00% APY. No minimum balance is required to earn APY. Rates may change after account opening. Fees may reduce earnings. APY accurate as of 08/08/22. Insured by NCUA.
2 The 7 month certificate special is being offered on new money deposited for a limited time and may end without notice. New money is defined as funds that were not at P1FCU, in any type of account as of June 29, 2022, prior to taking advantage of the 7 month certificate special. This is a non-renewable certificate for the 7 month term and will automatically renew into a 6 month term at the published rate for that product, unless you have selected a different term or another share, prior to maturity. IRA Certificates are not eligible. All other terms and conditions are subject to the Account Agreement, All About Your Account and Truth in Savings Disclosures.
3 The 11 month certificate special is being offered on new money deposited for a limited time and may end without notice. New money is defined as funds that were not at P1FCU, in any type of account as of July, 21 2022, prior to taking advantage of the 11 month certificate special. This is a non-renewable certificate for the 11 month term and will automatically renew into a 12 month term at the published rate for that product, unless you have selected a different term or another share, prior to maturity. IRA Certificates are not eligible. All other terms and conditions are subject to the Account Agreement, All About Your Account and Truth in Savings Disclosures.