Basic Checking Account Benefits  Apply Now
NO minimum balance
NO monthly maintenance fee
Free debit MasterCard® - choose from our variety of unique designs MasterCard Designs
Free Basic Home Banking
Free eStatements

Looking for an ENHANCED checking account?
Benefits Include:
Enhanced security - debit card control in the palm of your hand
Enhanced earnings - higher dividends and 1% cash back on every day purchases
Enhanced savings  - on every day products and services
Enhanced convenience - all the eTools you need, like mobile remote deposit

Enhanced checking . . .you get the picture.
Does it make good$ense for you to upgrade?
Check our  good sense checking web page Checking Account.

Ease of Use - No matter which account you choose.
Find out all the ways you can access your account.
Account Access




Expand all | Collapse all

  • Money Market Checking  

    Want a checking account that yields a higher dividend? This account allows you to draw off of your limited use Money Market funds separate from the Money Market Savings.

    • $500 minimum balance
    • No monthly fee
    • Limit of up to six transfers, including checks, per month.
    Money Market Share Draft** APY*
    $500.00 - $9,999.99 0.50%
    $10,000.00 - $99,999.99 0.60%
    $100,000.00 + 0.70%

    *APY - Annual Percentage Yield. Rates and terms subject to change without notice.

    ** Minimum balance requirements: The balance required to open this account is $500.00. You must maintain a minimum average daily balance of $500.00 in your account to obtain the disclosed annual percentage yield.

  • Overdraft Protection  

    We know mistakes happen, that’s why we offer options to protect you from mistakes that may be costly or even embarrassing.

    Standard Overdraft
    We can link other accounts to your checking account in the instance that funds aren’t available to cover a transaction. This service incurs a $2 transfer fee.


    Line of Credit

    Apply for a line of credit now.

    Apply Now
    Debit Card Overdraft Protection

    With your permission we can save you the embarrassment at the checkout line at the grocery store. In order to overdraw your account to clear a transaction if funds aren’t available in your other P1FCU accounts we need your authorization. This service costs $25 per transaction but no monthly fee. Add this service to your account today!