Earn More on Your Everyday Spending

Dividends for savings greater than $15,000

Our Ascend Checking is a free checking account where you can earn 3.50% APY1 on balances up to $15,000, just by doing three simple things each month: 

  • enroll in eStatements

  • make at least 20 debit card purchases

  • have at least one monthly direct deposit greater than $250 

Each month you complete those activities, you'll earn dividends. There are no additional fees if you don't meet the dividend requirements, and no minimum deposit is required. 

Open a Checking Account

There's More!

When your Ascend Checking meets the three qualifications for dividends, your Money Market will also see a bump in dividends, an extra 2.00% APY2. This offer gives you more flexibility, better returns, and the chance to grow your savings without locking your money. If you have more than one Money Market Account, the bump is applied to your oldest account. If you would like to change this, please contact us.
 
 

Ascend Checking Benefits

Not only does Ascend Checking come with no monthly fee, it comes with all these free benefits:









































1 APY is Annual Percentage Yield. Qualifiers to earn interest on Ascend Checking must be enrolled in eStatements with a valid email and have a minimum of 20 posted debit card transactions on your Ascend Checking account, excluding transactions at the ATMs and one monthly direct deposit of more than $250. Requirements are calculated for each month. If the account requirements are not met, the rate will be 0.00% APY. No minimum balance is required to earn APY. Fees may reduce earnings. APY accurate as of 03/01/23. Insured by NCUA.

2Minimum balance requirements: The balance required to open this account is $500.00. You must maintain a minimum average daily balance of $500.00 in your account to obtain the disclosed annual percentage yield **To qualify for the Money Market Account Qualifying Bump Rate, you must have an Ascend Checking account linked to the Money Market account, and you must meet the Ascend Checking account dividend qualifications each calendar month. For each month you meet the Ascend Checking account dividend qualifications, you will qualify for the Money Market Account Qualifying Bump Rate. The three monthly dividend qualifications for the Ascend Checking account are: 1) Enrollment in eStatements 2) A minimum of 20 posted debit card transactions per month (ATM transactions excluded) and 3) A monthly direct deposit of over $250. If the Ascend Checking dividend qualifications are not met, the Money Market will default to the standard Money Market Account Non-Qualifying Rate. Only one Money Market account may be linked to an Ascend Checking account at any time. The Money Market Account Qualifying Bump Rate will be applied to the Money Market account with the earliest opening date. If there are multiple Money Market accounts, you may select which Money Market account to apply the Qualifying Bump Rate at account opening or by reaching out to us at 800.843.7128. Future changes of your selection can be made in branch or by reaching out to us at 800.843.7128. The dividend rate and annual percentage yield may change at any time. We may change the dividend rate for your account as determined by the credit union board of directors.