Ponderay Branch
P1FCU is proud to serve Ponderay and the surrounding communities around Lake Pend Oreille. Whether you’re spending the day at The City Beach, enjoying a coffee from a local shop, or headed to Schweitzer Mountain to enjoy all the recreational activities, P1FCU is here to support you on your financial journey.
Visit our Ponderay Idaho Branch to open a free Ascend Checking account or savings account, apply for an auto loan, personal loan, or credit card. Business representatives are also available at our Hayden Credit Union Branch to help you with your business goals. Whether it is in branch, or at one of our ITMs, we are here to help with a variety of financial services and find the right solutions for you.
Ready to open an account today? Visit our P1FCU Ponderay Credit Union Branch during business hours or click below to apply online in minutes.
Become a Member
Become a Member

Easy access to your accounts anytime, anywhere.
We know your life doesn't conform to our branch hours. That's why we've made providing you with access to secure account access options a priority for us. As a member you have access to Digital Banking, Video Banking, ITMs, Shared Branching, plus access to 55,000+ fee free ATMs through the Allpoint Network.
Ponderay Branch Hours and Address
Lobby
Monday - Friday - 9:00 AM - 5:30 PM
Drive Thru
Monday - Friday - 9:00 AM - 5:30 PM
ITM
Monday - Friday - 8:30 AM - 7:00 PM
Saturday - 9:00 AM - 3:00 PM
Address
For mail correspondence, please submit to:
P1FCU
PO Box 897
Lewiston, ID 83501
PO Box 897
Lewiston, ID 83501
Please do not mail payments directly to branch locations.
Banking Services at Our Ponderay Branch
Do I need an appointment to visit the Ponderay Branch?
No, you do not need an appointment to visit the P1FCU Ponderay Credit Union Branch. If you would like to make one to apply for a loan, become a member, and more, visit https://text.p1fcu.org/appointments to find a time that works for you.
Can I open a checking account at the Ponderay Branch?
Yes, you can open a checking account at the P1FCU Ponderay Credit Union Branch. You can do so by visiting the branch during business hours, scheduling an appointment, or opening your account online today.
Does the Ponderay Branch offer auto loans?
Yes, the P1FCU Ponderay Credit Union Branch offers auto loans. You can apply for yours today by visiting the branch during business hours, scheduling an appointment, or applying online today.
Is notary service available?
Yes, the P1FCU Ponderay Credit Union Branch offers notary services. You can schedule an appointment by visiting https://text.p1fcu.org/appointments today.
What are the ITM hours?
The ITM Hours at our P1FCU Ponderay Credit Union Branch are:
Monday - Friday - 8:30 AM - 7:00 PM
Saturday - 9:00 AM - 3:00 PM
Can nonmembers use the ATM?
Yes, nonmembers can use the ATM/ITM for a fee. If you are a member of a credit union in the COOP Shared Branching ATM Network, you can use our ATM/ITMs without incurring a fee.
What should I bring when opening an account?
To open an account, please bring a Government Issued ID, current proof of address, and the $35 minimum to open the account.
Does the Ponderay Branch offer business loans and accounts?
Yes, the Ponderay Branch offers appointments regarding a Business Savings or Checking Account or Business Loan. You can schedule an appointment by visiting https://text.p1fcu.org/appointments today.
Does the Ponderay Branch have a Mortgage Loan Officer?
The P1FCU Ponderay Credit Union Branch does not have a Mortgage Loan Officer. Our Post Falls Lending Center in North Idaho has Mortgage Loan Officers. To reach out to one of them, please click here.

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