Physician Home Loans

Financing specifically for healthcare providers.

Licensed Medical Residents, Physician Assistants, Nurse Practitioners, Fellows, Medical Physicians, Doctors of Osteopathic Medicine, Dentists, Podiatrists, Optometrists, Chiropractors, and Veterinarians eligible. 
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Financing Details

  • Licensed Medical Residents, Physician Assistants, Nurse Practitioners, Fellows, Medical Physicians, Doctors of Osteopathic Medicine, Dentists, Podiatrists, Optometrists, Chiropractors, and Veterinarians eligible. 
  • Fully executed contract qualifies as employment verification
  • 100% maximum loan-to-value
  • 720 minimum credit score
  • Mortgage insurance is not required
  • Maximum loan amount $1,000,000

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Conventional Home Loan

The option just right for millions of purchases every year.

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Jumbo

Finance a purchase that exceeds the conforming loan limit with our Jumbo Loan.

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First Time Home Buyer's Guide 

All the information to take in as a first time home buyer can be overwhelming to say the least. Our guide outlines the process for you.  

Start Learning 








Rates Section 1 Rate 1 Disclosure
1 APR = Annual Percentage Rate. These rate offers are effective 03/01/2024 and subject to change. Rates displayed are the "as low as" rates for purchase loans and refinances. Rates are based on creditworthiness, loan-to-value (LTV), occupancy, and loan purpose, so your rate and terms may differ. All loans subject to credit approval. Rates are subject to change without notice.
The information provided assumes the purpose of the loan is to purchase a property, the property is located in Idaho, and is within Nez Perce County. The property is an existing single family home valued at $300,000 and will be used as a primary residence with 0% down. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780 or greater.
A fixed rate loan of $300,000 for 30 years at 6.625% interest and 6.779% APR will have an estimated monthly payment of $1920.93.
Rates Section 1 Rate 2 Disclosure
A fixed rate loan of $300,000 for 20 years at 6.375% interest and 6.573% APR will have an estimated monthly payment of $2214.70.
Rates Section 1 Rate 3 Disclosure
A fixed rate loan of $300,000 for 15 years at 6.375% interest and 6.623% APR will have an estimated monthly payment of $2592.75.
Rates Section 1 Rate 4 Disclosure
A fixed rate loan of $300,000 for 10 years at 6.125% interest and 6.471% APR will have an estimated monthly payment of $3349.48.
Taxes and insurance not included; therefore, the actual payment obligation will be greater. All loans subject to credit approval.
Rates Section 2 Rate 1 Disclosure

Rates Section 2 Rate 2 Disclosure

Rates Section 2 Rate 3 Disclosure

Rates Section 2 Rate 4 Disclosure

2 Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy regarding your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.