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Construction Lending

Get a custom-built loan for your one-of-a-kind home.


From foundation to roof shingles, we've got you covered.

You have a floor plan in mind. You know exactly what features you want in every room. And you have a contractor ready to make it all happen. We can provide timely financing that helps make dream homes come true.

  • For construction of single-family, stick-built, owner-occupied homes.
  • Construction and land loans
  • Manufactured home and land loans
  • Convenient all-in-one loan that covers building materials and labor.
  • Affordable rates and low closing costs.
  • Access to local loan professionals who can help you navigate all phases of the building process.
  • Easy transition to permanent mortgage.



Perfect location. Great yard. Incredible view. Whatever the attraction, you've found the perfect piece of property for your next home. Purchase it with our affordable financing.

  • Purchase a lot now and build later.
  • For financing new construction of owner-occupied residence.
  • Should be improved lots within the city limits with utilities.
  • If rural, the land must meet county requirements for a legal building site and have water available or a well.
  • Purpose of land must be for financing new construction of owner occupied residence.
  • Affordable fixed rates
  • Maximum loan-to-value 75%
  • Maximum term 15 years

This loan allows borrowers to purchase land and build a shop that includes living quarters.

  • Living quarters must be a primary residence.
  • Should be improved lots within the city limits with utilities.
  • If rural, the land must meet county requirements for a legal building site and have water available or a well.
  • Shop with living quarters must meet local building authority approval for occupancy.
  • Maximum loan term of 20 years
  • Maximum loan-to-value 80% or 75% loan-to-value for an investment shome
















Contact Us

Ready to talk with one of our mortgage professionals? Start out by making a telephone or in person appointment with our mortgage services to get you moving in the right direction.