July 2025 Basecamp Newsletter

Welcome to Basecamp, the monthly newsletter from P1FCU! Each month, we'll bring you free tips and strategies to improve your financial well-being, plus some insight into all the resources you have access to as a P1FCU member. Welcome! Become a subscriber below.

Real estate investing isn't just for Wall Street moguls; it's for anyone willing to start, learn, and grow. That was the message loud and clear in our latest Making Sense of Money podcast episode, featuring Jessica Bean, CEO of Unlock Real Estate.

Jessica's story began in interior design, but after a few career twists and an unexpected opportunity, she found herself diving headfirst into the world of real estate investing, and hasn't looked back since.

Lessons from the Ground Up

Jessica's first investment wasn't glamorous; it came from spotting potential in a property she did a market analysis on for a client dealing with a family estate. Her ability to create a win-win solution helped her secure the home, transform it with minimal updates, and rent it out for steady income. Since then, she's completed over 15 projects, ranging from rental flips to strategic sales, all aimed at building long-term wealth.

The Power of Passive Income—And the Reality Behind It

"Passive income" sounds like a dream, but as Jessica points out, it's a hustle at first. From learning to manage tenants to navigating insurance for different property types (short-term, long-term, flips), her story emphasizes the importance of treating investing like a business. "Buying investments, there is work," Jessica says, "you need to treat this like a job." Jessica also notes that today's interest rates make passive income a little more challenging, but she still buys properties, focusing on appreciation and long-term gain.

Want to learn more about Jessica's Journey? Click below to continue reading.

Designer to Investor: Jessica's Journey to Real Estate

Caring For Your Mind and Your Wallet with Katie

On a recent episode of Making Sense of Money, we discussed how early financial behaviors shape our mindset, the emotional weight of money, and the importance of separating self-worth from your bank account. Click below to watch this episode.

Making Sense of Money

Ascend Checking is getting better?

With an industry-leading checking account dividend rate and completely free, who thought Ascend could get better? We knew it could. If you have a qualifying Ascend Checking, you could benefit from our new Money Market Bump Rate.

Learn More

Fraud Alert Tip: Don't Trust the Caller ID. It Could Be Spoofed

Scammers are getting more sophisticated, and one of their latest tricks is caller ID spoofing. That means a call might look like it's coming from P1FCU or even a government agency, but it's actually a scammer trying to gain your trust.

Here's how to protect yourself:

Don't share personal info just because the caller ID looks legitimate.
Hang up and call back using a verified number, like the one on your statement or our official website.
Be cautious of urgent or threatening language. Scammers often try to create panic to get you to act quickly.

Remember, P1FCU will never pressure you to give sensitive information over the phone or threaten immediate action. When in doubt, give us a call. We're here to help you stay safe.

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This is for educational purposes only and not financial advice.