Business Lending

P1FCU offers a variety of business loans to fit your financial needs. The way you finance your business is one of the most important decisions you will ever make, so let our Business Services professionals assist you with a business loan package that will enable you to meet all your needs.

Revolving Lines of Credit
We have operating lines of credit with advance rates of up to 80% of eligible accounts receivable, inventory and equipment.

Commercial Real Estate Purchases & Refinance
We can provide a term commercial real estate loan for a purchase or a refinance. Loan to value ratios can be up to 80.0%, with loan maturities of up to 10 years and amortization periods of up to 25 years.

Commercial Construction
We have commercial real estate construction loans to build a new facility for your business. Loan to value ratios can be up to 75.0%, and loan maturities are typically one year.

Equipment & Vehicle Loans
We can provide financing for equipment and vehicle loan purchases. Loan to value ratios can be up to 80.0%, with 5 to 10 year terms available depending upon the useful economic life of the equipment or vehicle purchased.

Working Capital Loans
If you have equity in fixed assets, we can provide term commercial loans to put working capital into your business. Loan to value ratios can be up to 80.0% of eligible equipment.

Have Questions? Contact one of our Business Lending Specialists. Contact Us