Meeting You In The Middle

Refinance with Cash Out at Lower Rate

Locked in a great mortgage rate? That’s something to celebrate! But if you need extra cash for a big project or expense, you shouldn’t have to give up that low rate just to tap into your home’s equity by refinancing your loan and getting cash out. That’s why we’re introducing our “Meeting You in the Middle” Cash Out Refinance. It’s designed to help our members get more, without having to completely give up your great interest rate.

Here’s how it works

We “meet you in the middle” by offering a refinance rate that splits the difference between your current mortgage rate and today’s market rate.

  • Get a Cash Out Refinance of up to 50% of your loan balance

  • Get a reduced origination fee (half off!)

  • All you need is an Ascend Checking Account to qualify1

Rate Example

Your current rate: 2.50% APR2
Today's rate: 6.50% APR
The Difference: 4.00% APR
Half of the Difference: 2.00% APR
Your new rate: 4.50% APR
 

Ready to unlock your home's potential? Check out today's rates, fill out the following form, and our team will guide you every step of the way.

Check out today's rates











































1 Offer available to qualified members with an existing P1FCU portfolio mortgage loan with a current interest rate of 3.00% or lower, a balance greater than $100,000, and an original amortization term of 240 or 360 months. To qualify for this offer, members must have an active Ascend Checking Account in good standing at time of closing. 

Cash-out refinance amount limited to 50% of the outstanding loan balance. Offer subject to credit approval, property valuation, and standard underwriting guidelines. Not all applicants will qualify. 

Promotional rate applies only to cash-out refinance loans under this offer and is not available for purchase transactions or standard rate or term refinances. 

Qualified members receive a 50% discount on the standard loan origination fee at closing. Incentive must be selected at time of application and may not be combined with other offers. 

Additional terms, conditions, and exclusions may apply. P1FCU reserves the right to modify or discontinue this offer at any time without notice. Rate subject to change without notice.

2 APR is Annual Percentage Rate.