Interest Rate
This is the cost of borrowing money or the amount earned on savings.
Investment Services
A team that can help you with your financial planning or help save for retirement.
IRA
This stands for Individual Retirement Account, which is a retirement savings account for members.
Late Payment
This is a payment made on a loan after the due date.
Lien
A legal claim against property for unpaid debt.
Minimum Payment
This is the smallest amount your must pay by the loan’s due date.
NSF
This stands for Non-Sufficient Funds, which means there isn’t enough money in your account to cover a transaction.
Overdraft
This is what happens when you spend or withdraw more money than you actually have in your account.
Preapproval
This is a conditional approval based on your credit history and the amount requested.
Prequalification
This is an estimate of how much you may be able to borrow.
Principal
This is the original amount borrowed on a loan.
Principal Payment
This is the part of a loan payment that goes toward paying back the amount you originally borrowed.
Refinance
This is just taking out a new loan to replace an existing loan.
Routing Number
This is a unique 9-digit code used to identify your financial institution.
Stop Payment
This is a request to stop a check or automatic payment from coming out of your account.
Term
This is the length of time you have to repay a loan.
Variable Rate
This is an interest rate that can change over time.
Wire Transfer
This is a way to electronically send money from one bank account to another.
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From purchasing a home, to budgeting, or debt counseling, we offer several financial literacy resources.
