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Your credit score is a key factor lenders use to make decisions to lend you money when you need to make purchases like homes, vehicles, or get a loan for your business. If you need to improve your score, use the free resources below to get on the right track.
Credit Score
P1FCU members have free access to their Credit Score in Digital Banking. Select More and then Financial Planning. Then select Credit Score to get started.
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How monitoring your credit score can help youGet customized analysis of your credit report.
Credit Score uses Experian.
Get a Debt Analysis
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AnnualCreditReport.com
The three major credit bureaus, Experian, Equifax, and Transunion, are required by law to provide you with a free copy of your credit report each year upon your request. You can access them through AnnualCreditReport.com Your report is free, but you will have to pay if you want to see your score.
This is a soft inquiry, so it will not hurt your score by any means, and is a great way to ensure all of the information on your credit report is accurate.
MyFICO
Your FICO score is a score from a company that uses a proprietary scoring model that most lenders prefer. FICO aggregates information from the three credit bureaus, Experian, Equifax, and Transunion, and calculates your score based on that information.
MyFICO lets you check your FICO score.
Financial Wellness
Financial Wellness is featured within your P1FCU Digital Banking. It helps you keep track of spending, financial health, saving and much more.
