Fixed Rate
Perfect for purchasing your dream home.
Why Now is a Great Time to Buy
✓ Less competition in the market
✓ Buy now, refinance later if rates drop
✓ Personalized loan options designed for your needs
Get $700 Towards Your Closing Costs
Members with our Ascend Checking Account not only have access to great dividend rates1, but now, for a limited time, they also qualify for $700 towards their mortgage closing costs2. Just get prequalified as soon as possible and close before June 30th, and we will give you $700 towards your closing costs. Don't have an Ascend Account but are ready to look for a new home? Open your account today and take advantage of savings when you find your dream home.
If you already have an Ascend Account, click below to meet our mortgage team and start an application.
How much will my payment be?
Use this calculator to estimate how much your monthly payment will be. You can put in the purchase price and down payment to see how much a monthly payment will be with today's interest rates.3
Mortgage Payment Calculator
1 APY=Annual Percentage Yield. Qualifiers to earn interest on Ascend Checking must be enrolled in eStatements with a valid email and have a minimum of 20 posted debit card transactions on your Ascend Checking account, excluding transactions at the ATMs and one monthly direct deposit of more than $250. Requirements are calculated for each month. If the account requirements are not met, the rate will be 0.00% APY. No minimum balance is required to earn APY. Fees may reduce earnings. APY accurate as of 03/01/23.
2 P1FCU will provide $700 lender credit towards closing costs on an eligible new home purchase or new construction loan financed with P1FCU to members with a P1FCU Ascend Checking Account in good standing. Eligible loan programs are Conventional, Jumbo, Physician's Loans, and New Construction programs only. The closing cost credit will be honored as long as the purchase or construction loan closes by June 30, 2025. Loans are subject to credit approval and standard underwriting guidelines.
3 Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy regarding your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.