Are you like Dave?

Start showing your Vandal Pride everywhere you go with a Vandal Debit Card.

When you open an Ascend Checking account, you'll get a free debit Mastercard with over 30 designs to choose from, including two Vandal Debit Cards.1 What are you waiting for? Open your account today to start showing your Vandal Pride every time you make a purchase.

dave in yellow shirt pointing

Proud Sponsor of the P1FCU Kibbie Dome

We've been part of the Palouse landscape for over 20 years, serving our members and giving back to the community. In 2023, we entered into a partnership with the U of I that allows us to give back to students through a naming rights agreement for the iconic Kibbie Dome.

In the words of our President and CEO, Chris Loseth, "The University of Idaho partnership and P1FCU Kibbie Dome naming sponsorship creates a great opportunity to further invest in young adults and empower them through a high-impact, high-value financial literacy education with support from our staff."

Earn dividends with Ascend Checking.

Ascend Checking is a free checking account that can earn you 3.50% APY2 on your first $15,000. Each month your account meets these qualifications you'll earn dividends:3

  • enroll in eStatements
  • make at least 20 debit card purchases
  • have at least one monthly direct deposit greater than $250 

There's no minimum balance required to earn dividends, and there are no additional fees if you don't meet the dividend requirements in one month. It's that simple! 

New Membership

Do you already have a checking account with us?

If you already have an Ascend Checking and simply want to switch up your card design, reach out to one of our representatives through Video Banking, through a secure chat in our Online or Mobile Banking, or by visiting your closest branch and letting them know you want a new debit card.

Are you following Dave on Instagram?

Be sure to check out Dave's Instagram @dave_govandals and enter his giveaways! We're giving away great prize packages for every home game left in the season.4

Teacher helping student at desk

Free financial literacy resources.

We offer multiple free financial literacy resources for every step of your financial journey.

Over two dozen branches across Idaho, Washington, and Oregon.

Have you visited one of our locations on the Palouse, in the Treasure Valley, or across Washington and Oregon?


Access your account anytime, anywhere. 

Between our Online and Mobile Banking, Video Banking and Shared Branch Network, we make it possible to access your account anytime, anywhere.

Debit cards are only available to P1FCU members with an active checking account.
APY=Annual Percentage Yield.
3 Qualifiers to earn interest on Ascend Checking must be enrolled in eStatements with a valid email and have 20 transactions on your Ascend Checking Account debit card, excluding transactions at ATMs and one monthly direct deposit of more than $250. Requirements are calculated for each calendar month. 3.50% APY applies to the first $15,000. Balances over $15,000 earn .21%-3.50% APY. If the account requirements are not met, the rate will be 0.00% APY. No minimum balance is required to earn APY. Rates may change after account opening. Fees may reduce earnings. APY accurate as of 03/01/23. 
4 Download complete rules here.