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Holiday Skips

Skip a Payment for the Holidays


What would you do with the cash from your skipped loan payment?

We know how much of a difference having extra cash in your checking account can make, especially during the holiday season. Our Holiday Skip program lets you skip your loan payment in November or December. All proceeds from the $25 Holiday Skip fee go towards our Season of Giving campaign, which helps deserving families during the holiday season. Here's how you can check to see if your loan qualifies for a Holiday Skip. 

  1. Login to Online or Mobile Banking using the mobile app or by selecting Login in the top right corner of the page.
  2. Select Skip a Pay from the Transactions tab in the Menu
  3. If your loan appears from the list of options, it is eligible. 
  4. Select the loan you would like to skip. 
  5. Confirm your new due dates
  6. Select the account you would like to pay the $25 skip fee from
  7. Agree to the Terms and Conditions.
  8. Click Finish.
If the loan you would like to skip is not showing up from the list of available options in the skip menu, there could be a couple of reasons for this. Contact a member service representative via Video Banking, going to a branch, or calling us at 208-746-8900, and we'll be able to help you.

The service is subject to final approval of P1FCU. By authorizing P1FCU to extend your final loan payment by one month, assuming you make all future payments as required. This offer does not apply to any real estate loan, business loan, or lease. This offer will not be honored if you have any account at P1FCU in a delinquent status, if you have an outstanding collection debt, have caused the credit union a loss, have already skipped 2 payments in the last 12 months, had reduced payments in the last 12 months, have made a workout adjustment to your original loan agreement, or have not fulfilled all requirements of your original loan agreement. Loan must be opened a minimum of 180 days with at least 6 payments applied before it is eligible for a holiday skip.