Shared Branching

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Shared Branch Locator

What is the shared branch network?

The shared branch network makes it possible for members of participating credit unions to walk into partner credit unions and make deposits and withdrawals like they would at their own credit union. P1FCU is a member of the Co-Op Shared Branch network, along with more than 1,800 other credit unions. Our Co-Op membership provides our members with access to over 5,000 Shared Branches and 30,000 ATMs across the country.

Use the Shared Branch Locator to contact a branch and confirm the services available to P1FCU members.

What transactions can P1FCU members complete at shared branch locations?

You can typically complete most basic transactions including:

Deposits and withdrawals
Transfer between accounts
Balance updates
Loan payments

The services that are available vary by Shared Branch. Use the Shared Branch Locator to contact a branch and confirm the services available to P1FCU members.

Where can I find CO-OP Shared Branch Network Locations and what are their hours?

You can use the Shared Branch Locator to find one of the 5,000+ service centers nationwide near you.

Remember to bring your member number and photo ID when visiting a shared branch.

Is it possible to make deposits at other credit unions and have it credited to my accounts?

Absolutely! We participate in shared branching with

CO-OP Network, a cooperative effort between credit unions nationwide to assist each other’s Members. This allows you to conduct many transactions on your P1FCU accounts at participating credit unions throughout the country!

Can I use P1FCU as a Shared Branch?

Yes. We are part of the CO-OP network of shared branches, and shared branching members can use our branch and ATM locations.

Can I get my statement through Shared Branching?

Credit Unions in the CO-OP network do not have complete access to your account history and therefore cannot provide you with a copy of your normal monthly statement.

If you need a copy of your statement, visit your local branch and we can print copies for a fee.

Can I perform a shared branch transaction through the phone?

Please call the CO-OP Shared Branch Call Center at (888) 837-6500 to do shared branching over the phone.

How do I know if a Shared Branch location uses IDCheck?

Look for an IDCheck QR code when you arrive at a participating Shared Branch. You can also contact the branch in advance to ask.

What if I don’t have a smartphone for IDCheck?

If you don’t have a smartphone, you may need to follow the standard ID verification process at the teller window. Some branches may offer a tablet or device for use.

What happens if my IDCheck access code expires?

Your access code is valid for 20 minutes. If it expires, simply rescan the QR code and complete the verification process again.

Is my information safe with IDCheck?

Yes! IDCheck uses secure encryption to protect your personal data. It’s designed to enhance security while making your transactions faster and easier.

Can I use a military ID with IDCheck?

No, IDCheck does not support military IDs due to federal regulations prohibiting photocopying of government-issued identification.

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