Merchant Services

P1FCU can help find the right way for your business to accept payments – our merchant services team is happy to work with you to find the best solutions for accepting debit and credit cards. We’ll take the time to explain all options available and make sure you have the best products to help grow your business.

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  • Meet our Merchant Services Expert  

    Jamie White, Merchant Services Sales ManagerJamie White Merchant Services Sales Manager

    P1FCU launched our Merchant Services Department in 2015, when we hired Jamie White. Jamie's committed to providing excellent member service, as well as delivering products with high value to our members. Operating under guiding principles of trust and respect, Jamie has created relationships with merchants acrross the states we serve.

    208.746.8900call 208 746 8900
    Cell: 208.305.3364call 208 305 3364

  • How much does it cost?  

    Cost will be specific to each business’s needs and situations. Some factors that help determine cost are: equipment, transaction, check return, PCI. Our merchant services experts can help find the best value for your business – we even offer payment options.

  • Why do I need a merchant account?  

    Having a merchant account will enable your business to grow, as you will be able to accept all forms of payment. This includes any type of debit or credit card, with a variety of device options to choose from.

  • How do I get started?  

    Give us a call or send us an email and we will respond within the next business day.
    208.746.8900call 208 746 8900
    Cell: 208.305.3364call 208 305 3364
    We look forward to the opportunity to help your business grow!

    Request a quote right from the website by clicking here.

  • Our Products  

    Countertop Terminals*

    Suitable for merchants accepting face-to-face or card-not-present transactions – a quick and easy way to accept payment. All terminals are encrypted, downloaded, tested, shipped or hand delivered, and ready to go.

    *Our most popular option among merchants


    Mobile Solutions

    Useful for merchants who are on-the-go or looking for a tablet-based point-of-sale. Capable to use with any smartphone or tablet device, with robust features and EMV chip-processing.



    Point-Sale Solutions

    A tablet point-of-sale solution that allows merchants to manage their business, customers, and payments with one device*. Merchants can take orders, apply discounts and tips, manage inventory, and view daily reports. This is ideal for small retailers or restaurants looking for a complete solution.

    *Does not include payroll processing


    Website Payment & Or by Computer Payments

    An Internet-based, real time payment processing solution – useful for merchants wanting to process payments through a computer or via website. Features include advanced fraud detection, customer information manager, recurring payments, multi-merchant support, invoicing, and QuickBooks integration.


    Pin Pad & EMV Chip Options

    Ideal for merchants with point-of-sale software that utilizes pin pads. The pin pads enable merchants an easy way to process cards, and provide convenient access for customers to enter PINs.