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A Checking Account For Everyone

Life is complicated. Your checking account doesn't need to be. That's why we've introduced our new Ascend Checking Account. Ascend Checking is a free checking account that allows you the flexibility to earn dividends. 

We've listened to you and created Ascend Checking with your needs in mind. Ascend Checking offers everything you might need in a checking account for free. You'll get a P1FCU Debit Mastercard, access to Online and Mobile Banking, Mobile Deposit, Mobile Wallet, and the free benefits of having a Debit Mastercard. Plus, there are no minimum balance requirements or check writing limits. All those benefits are free, and we haven't even gotten to the best part: the potential to earn dividends.

You can earn dividends on your Ascend Checking if you meet three qualifications. These qualifications are easy to meet if you regularly use your account, too:

  • enroll in eStatements
  • make at least 20 debit card purchases
  • have at least one monthly direct deposit greater than $250

If you meet those qualifications, you'll earn dividends. If you don't meet those qualifications one month, you will just not earn dividends that month. You won't have to pay any additional fees. 

This account works for everyone because it's so straightforward. Ascend is free for everyone, and you have the opportunity to earn dividends. Furthermore, if you would rather have a free account and receive paper statements, you can do that. This account can be customized to your priorities. 

There's a sea of checking accounts available to you, but our Ascend Checking rises above with its flexibility. Your account is free, all the time, no matter what, with the banking tools you've come to know and utilize, along with and the opportunity to earn dividends just by using your account. We want you to be able to make the choice about the features of your account that you want, and with Ascend Checking you have that.

Are you interested in opening an Ascend Checking? You can get started here. If you already have a P1FCU checking account, you can switch to an Ascend Checking Account via live chat here. You can also learn more about Ascend Checking, including the current APY, here. If you have more questions, check out our Ascend Checking FAQs here. Level up your finances with Ascend Checking.