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Debit Accounts

Everything you need for easier money management. And lots more.

Keep it simple or choose an account with extra benefits.

Free debit card? Nationwide ATM network? Anytime Account Access? Each of our Debit Accounts come with all of the above. We believe in going above and beyond. So we've created options that also pay dividends on deposits and feature insurance benefits, identity theft protection, and discounts on prescriptions and other products.

All our accounts include:

  • Free P1FCU Debit Mastercard(Opens in a new Window)
  • Free Online Banking with electronic Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • No minimum balance requirements*
  • No check writing limits
  • Free MobiMoney helps you reduce chances of fraud by controlling your debit card from our mobile app.
  • CardSwap makes sure online retailers have your up-to-date info if your card is new or changes.
  • Zelle – a fast, safe, and easy way to send money to friends, family.

Prime Debit Account

Our basic account offers a long list of standard features. And it's easy to avoid paying monthly fees. No monthly fee if enrolled in eStatements ($2.99/month for paper statements).

Preferred Debit Account

Convenience, security and peace of mind. Good deals on products and cash back on debit card purchases. For just $4.99 per month, you can get all the 24/7 money management tools you need, plus tons of added benefits.

PowerPlus Debit Account

Looking for an extra income source? You can earn competitive dividends on your Debit Account deposits. Plus, you'll pay less for medication, get sweet deals at local merchants, qualify for free cell phone protection, and much more. All this costs just $7.99 a month, but the price drops to zero if you keep a minimum balance of $1,000.

laptop icon Anytime Account Access
Online Banking, Mobile Banking, MobiMoney, Mobile Deposit, Bill Pay, Debit Mastercard, and eStatements.
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Earn up to 1% cash back*.
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Shopping bag icon BaZing Savings (Opens in a new Window) BAZING logo
Local discounts and national retailer savings on shopping, dining, and more.
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Steering wheel icon Roadside Assistance (Opens in a new Window) BAZING logo
Available 24/7 and free to use, up to $80 in service charges.
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Phone with cracked screen iconCell Phone Protection (Opens in a new Window) BAZING logo
Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen. 1,2
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Price tag icon Great Dividends
Our best debit account rate.
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Feature Prime Debit Preferred Debit PowerPlus Debit

*Maintain a $1,000 minimum balance on a PowerPlus Debit Account, and we’ll waive the $7.99 monthly fee.

Become a member today.

We know mistakes happen, that’s why we offer options to protect you from mistakes that may be costly or even embarrassing.

Standard Overdraft

We can link other accounts to your debit account in the instance that funds aren’t available to cover a transaction. This service incurs a $2 transfer fee.

Line of Credit

Use a personal line of credit when to have funds available when you need it.

Debit Card Overdraft Protection

Debit Card Overdraft Protection covers your accidental overdrafts so that merchants and credit bureaus will not be notified of overdrafts. For every check or other item that we cover, there is a $25 overdraft fee. 

*Terms & Conditions apply. Visit for details.
1) Cell phone protection and identity theft protection are subject to additional terms and conditions.
2) Insurance products are not a deposit, not NCUA insured, not an obligation or guaranteed by the credit union, its affiliate, or any government agency.