Become a Member

We are committed to our employees' and members' health, as our lobbies and drive-thrus remain open. We encourage members to use social distancing and face coverings or masks when visiting our lobbies. Members may be required to wear a face covering in public spaces as mandated by Washington and Oregon State laws. Please do not visit a lobby if you are sick, or experiencing symptoms that include cough, fever, chills, shortness of breath or new loss of taste or smell, or have traveled outside the local area.

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Photo of LC Valley

Photo of Canola Field

Photo of Palouse Barn

Photo of St Joe River

Photo of LC Valley Blue Bridge

Photo of Palouse Fields

Photo of Winter Bridge

Photo of Wooded River Area

Lending

Investing in a home is a big decision, and we’ll be here to help every step of the way. With our complete mortgage program, we want to find the right loan that fits your budget so that your new paint colors are your biggest worry.

If you’re looking to build, look first to P1FCU for a construction loan. Why? Because we’ve been down that road before.

Now that you are a homeowner you have been building equity in your home. P1FCU lets you use your home’s equity to finance whatever you desire such as a kitchen remodel, or perhaps to consolidate your debts.

Purchasing a new car can be a tiring process, but your loan process shouldn’t be the hard part. We will take the time and personal service to make sure we can get you into your new set of wheels and hit the road.

Ready to hit the trails on an ATV, camp in style with your travel trailer or hit the water in your new boat? We can help with that too. We have great rates and terms to fit into your budget.

We know your finances are as individual as you are, so we take the time and personal service to make sure your loan fits whatever need you may have from a new washer and dryer to a line a of credit, we can help.

Share & Certificate Secured

If you have damaged credit or want to help a young person in your life build credit, this may be the loan for you. You can receive a great rate by borrowing against your deposits.

Routing #323173313