P1FCU Debit Accounts

Nobody knows you better than you

What's missing from your debit relationship? We have the right account that fits your lifestyle.

Prime Debit Account  Learn More
The Prime Debit Account offers all the basics you expect from a debit account.  Find your pathway to free by adding eStatements.

Preferred Debit Account  Learn More
Are you looking for an account full of added value that pays you back twice over?  (Shhhh, don't tell anyone.)

PowerPlus Debit Account  Learn More
Are dividends important to you?  Do you keep a balance of $1,000 or more?  This is the account for you.  All the benefits PLUS competitive dividends!


Ease of Use - No matter which account you choose.
We make it easy to access your account.
Anytime Account Access

 

 

 

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  • Money Market Debit Account  

    Want a debit account that yields a higher dividend? This account allows you to draw off of your limited use Money Market funds separate from the Money Market Savings.

    • $500 minimum balance
    • No monthly fee
    • Limit of up to six transfers, including checks, per month.
     
    Money Market Savings** APY*
    $500.00 - $9,999.99 0.40%
    $10,000.00 - $99,999.99 0.50%
    $100,000.00 + 0.60%

    *APY - Annual Percentage Yield. Rates and terms subject to change without notice.

    ** Minimum balance requirements: The balance required to open this account is $500.00. You must maintain a minimum average daily balance of $500.00 in your account to obtain the disclosed annual percentage yield.

  • Overdraft Protection  

    We know mistakes happen, that’s why we offer options to protect you from mistakes that may be costly or even embarrassing.

    Standard Overdraft
    We can link other accounts to your debit account in the instance that funds aren’t available to cover a transaction. This service incurs a $2 transfer fee.

     

    Line of Credit

    Apply for a line of credit now.

    Apply Now
    Debit Card Overdraft Protection

    With your permission we can save you the embarrassment at the checkout line at the grocery store. In order to overdraw your account to clear a transaction if funds aren’t available in your other P1FCU accounts we need your authorization. This service costs $25 per transaction but no monthly fee. Add this service to your account today!