Get 1% Cash Back on Your Refinance

Refinance and get 1% Cash

Refinance now and get your 1% cash back!*

Is your car, truck, boat, ATV, or RV financed with another financial institution? Refinance your loan with P1FCU and receive 1% cash back, up to $500.  Plus, save with great rates.

Applying is easy:
•   Apply online
•   Use P1FCU Video Banking online or download the app (more information)
•   In-person at your nearest branch


Check out our great rates on Auto Loans and RV Loans.

Already have a loan with P1FCU?
Do you already have a car, truck, boat, ATV, or RV loan with P1FCU? We want to thank you for being a member; meet with us and see if we can lower that rate by up to .25% and as a bonus, we’ll toss in $50.
Meet with us in person at your nearest branch, call us, or chat with us through video banking.

To qualify for a rate reduction, members must have two of the qualifications below.**
•    P1FCU Debit Account with an active debit card
•    Direct Deposit to your P1FCU Debit Account 
•    Automatic Payment for your P1FCU Auto or RV Loan 
•    Another loan with P1FCU with a balance over $5,000


DISCLOSURES
*Offer good for non-P1FCU loans only with more than 12 months remaining on loan. All loans are subject to credit approval. Our 1% cash back offer is limited to $500 per loan and the loan must be completed from August 17, 2021, through September 30, 2021. The recipient is responsible for all taxes related to bonus payments. Rates and terms of your P1FCU loan may depend on the applicant's creditworthiness and the model and year of the auto or RV.
**All loans are subject to approval. Rates and terms of your P1FCU loan may depend on the applicant's creditworthiness and the model and year of the vehicle.  An applicant may require a credit report to determine the creditworthiness of the individual. If applicant qualifies for and receives a greater rate reduction than .25% a $25 loan modification fee will be charged.