Making Cents Share Certificate

What is a Share Certificate? Simply put, it’s a savings tool that offers a higher return on your money than a standard savings account. In addition to our regular term lengths, we’re excited to offer a new certificate with some exciting features!

  • 30 month term
  • 2.50% APY
  • One additional deposit to the account in the first 15 months
  • Two possible rate bumps, if P1FCU’s rates increase

This certificate has a required minimum deposit of $500 and can only be opened with new money that is not currently on deposit with P1FCU. Your money stays in the share certificate account for 30 months and collects a higher return rate thanks to the annual percentage rate offered. This is a low-risk, easy way to earn more on your savings! We’re proud to offer the highest rates in town – find all certificate rates, including the new 30 month term, here.