Potlatch No.1 Federal Credit Union
Privacy Statement

I. Overview

When you do business with Potlatch No.1 Federal Credit Union you are asked to provide us with important personal and financial information. This information is important because it helps us get a better understanding of your needs, provide you with better service, and complete your transactions more effectively. Potlatch No.1 Federal Credit Union is committed to protecting the privacy of the information it gathers in the course of fulfilling its members' financial needs.

We realize that along with gathering information comes responsibility. That's why we've developed privacy policies by which we operate. These policies outline how we use and safeguard the information that we collect. For this reason, we ask you to please read the following information carefully.

II. Introduction

Potlatch No.1 Federal Credit Union is owned by it's members and run by a board of directors you elect. You can be confident that your financial privacy is a top priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information. If you have any questions, please contact a member service representative at (208)746-8900 or 1-800-843-7128.

We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information to complete your transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to us or additional financial products for you to consider. Under these arrangements, we may disclose all of the information we collect, as described below, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell to other third parties the information we provide to them.

III. Information We Collect And Disclose About You

We collect and may disclose nonpublic personal information about you from the following sources:

• Information we receive from you on membership and loan applications and other forms;
• Information about your transactions with us or others;
• Information we receive from a consumer reporting agency;
• Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions.

We may also disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.

If you terminate your membership with Potlatch No.1 Federal Credit Union, we will not share information we have collected about you, except as permitted or required by law.

IV. How We Protect Your Information

We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.

V. Accuracy of Personal Information

1. P1FCU's Commitment to Accuracy
   Potlatch No.1 Federal Credit Union exercises reasonable procedures in order to assure the accuracy of our records and members' personal information. Inaccurate information, when brought to our attention, is corrected as promptly as possible. Members who have questions regarding the accuracy of their personal information should call P1FCU at (208) 746-8900 or 1-800-843-7128. We will investigate the accuracy of the personal information we've retained, and update any records as needed.
2. Members' Role in Maintaining Accuracy
   We further request our members' assistance in keeping their personal information as current as possible so that they might receive the maximum benefit possible from P1FCU. In particular, we ask that members keep us promptly apprised of changes in residential, mailing, and e-mail addresses.

Web Site Use Statement

I. Website Information

Potlatch No.1 Federal Credit Union collects standard non-identifying information about visits to its website, such as date and time visited, IP address, city, state, and country. Use of this information is restricted to compiling standard statistics that measure the use of the site. Visitors to P1FCU's website remain anonymous until they choose to provide personal information either to apply online for credit union accounts or services, or in order to access personal account information which P1FCU makes available online. Our data system records certain information when members access their personal account information in this way, including the transactions they conduct online. This data enables us to process and confirm those transactions, and minimize the potential for fraud. Certain areas of P1FCU's website may use cookies (small, non-harmful temporary text files stored on members' computers) to facilitate the delivery of personal financial services online, but these cookies are designed to expire at the end of each visit, further guaranteeing our members' personal information.

All of the information you send to us through Home Branch is encrypted (scrambled) for security and privacy purposes.

II. E-Mail and Instant Message Information

When e-mails or instant messages are sent to P1FCU, we may retain the content of the e-mails or the transcripts of instant messages, the e-mail addresses or user names of the senders, and our responses-all in order to better answer any follow up questions or requests that might arise. We also use this information to measure how effectively we address our members' needs and concerns.

III. Members' Role in Preserving Privacy

Members can proactively assist P1FCU in the protection of their privacy-by safeguarding their member numbers, personal identification numbers (PINS) and passwords, by changing their passwords periodically, and by taking care to sign off of P1FCU's website after accessing personal information online.